Rates on the 10 year treasury bond peaked at almost 5.5 percent in early 2002, declined to 3.2 percent in 2003, and then stabilized in the range of four to four and a half percent during 2004 to 2006 before heading higher in 2006 to approximately 5.25 percent.
There are good places online you can find good rates for the treasury rates on treasury rates direct you can get a good calculation on your saving bond.
The Bloomberg web site has excellent information on current Treasury Bond rates under its Market Data/Rates and Bonds link. TreasuryDirect is also an excellent web site that gives an in depth explanation about treasury bonds.
Rates on U.S. government securities such as treasury bonds establish the benchmark for interest rates on all other types of loans. For example, if interest rates rise on treasury bonds, interest rates on consumer loans, car loans and mortgages are almost certain to increase as well. An investor owning individual treasury bond securities would see the value of his bond holdings decline as interest rates increase since there is an inverse relationship between interest rates and bond prices. A loss would occur if an investor sold treasury bond holdings after they declined in value due to a rise in interest rates. A loss on treasury bond holdings could be avoided if the investor holds the bonds to maturity since at that time, the full face value of the bond would be paid to the investor.
Treasury rates are very low at the moment. As a matter of fact they are at historical lows. For a 5 year treasury bond the interest rate is at 1.95%
There is no 15 year treasury. There is a 10 and a 20 year. You are looking at a 15to 16 % increase based on the total of the interest rates in 2009. Maybe by 2011 you will then find some better interest rates for your 15 year treasury bond.
I bond rates are calculated based on a fixed rate set by the U.S. Treasury, as well as a variable rate that adjusts every six months based on inflation. The two rates are combined to determine the overall interest rate for the i bond.
I bond interest rates are calculated using a fixed rate and an inflation rate. The fixed rate is set by the U.S. Treasury, while the inflation rate is based on changes in the Consumer Price Index. The two rates are combined to determine the overall interest rate for the i bond.
For the same change in interest rates, a longer term bond will move more than a shorter term bond. The price change of a bond is base on the duration of the bond. The formula for calculating duration is complex. But in simple terms, the duration of a bond is the percentage change of the price of a bond for every 1% change in interest rates. For example, assume a 5 year Treasury bond has a duration of 4.0 and a 10 year Treasury bond has a duration of 7.5. If both interest rates go up one percentage point, the 5 year bond will decrease in price by 4.0% and the 10 year bond will decrease in price by 7.5%.
Mortgage rates are calculated based on the 10-year Treasury bond. This mean that usually when bond rates go up so do interest rates and interest rates are part of what we pay when we pay our mortgage. Mortgage rates are also calculated based on how much of a loan we need to finance our home purchase. One will pay an interest rate on the loan amount.
a us treasury bond
United States Treasury bonds are currently paying from .05% (3 month bond) to 4.29% (30 year bond). See chart here: http://www.bloomberg.com/markets/rates/index.html
The equilibrium rate of return on a 1-year Treasury bond is determined by the balance of supply and demand in the bond market, reflecting investors' expectations for future interest rates and inflation. Typically, this return is closely aligned with the prevailing short-term interest rates set by the Federal Reserve. Additionally, the rate incorporates the perceived safety of U.S. government debt, making it a benchmark for other interest rates in the economy. As such, the equilibrium rate can fluctuate based on economic conditions and monetary policy.