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The main provisions enacted by the Health Insurance Reform bill introduced in 2013 are patient protection and affordable healthcare for all. This means that no patient will be denied care.

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Q: What were the main provisions enacted by the Health Insurance Reform bill introduced in 2013?
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Name provisions seen in health insurance policies?

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What does HIPAA stand for?

It stands for Health Insurance Portability and Accountability Act. It was enacted in 1996 by US congress to protect the health insurance coverage for workers and their families when they lose their job.


If you are getting health insurance very soon from your job are you allowed to put your mother on your policy with you if she does not have insurance?

No. Most plans don't offer provisions for putting a parent on their insurance.


How are personal health records protected?

Health records are protected by the Health Insurance Portability and Accountability Act. Enacted in 1996, this act strictly regulates the disclosure of medical information.


What mandatory provision in a health insurance policy restricts agents from waiving any provisions in the policy?

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Are health insurance benefits taxable?

At this time, October 2010, health insurance benefits are NOT taxable. However, as the new national healthcare progresses over the years there are provisions in it that my treat those benefits as taxable income.


Are Muslims exempt from the new health care program?

Yes they are. Muslims are not exempt from the provisions of health insurance reform: see http://www.snopes.com/politics/medical/exemptions.asp.


What was the health care program for the elderly enacted in 1965?

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Can you be covered by two health insurances?

In theory, yes. For example, health insurance might be offered to each of husband and wife through their employers. If, for some reason, both accept the insurance, they are each, again in theory, covered by two policies of health insurance. That said, heath insurance policies routinely contain "coordination of benefits" provisions which anticipate situations like this. Those provisions allocate responsibility for the covered expense between the insurers. In no event can either the insured or the health care provider collect twice, because the purpose of the insurance is to assume the responsibility for paying the expense, rather than to allow either party to profit from it.


What conditions led to the passage of HIPPA?

The Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U.S. Congress in 1996. It protects health insurance coverage for workers and their families when they change or lose their jobs in that the waiting period for the new coverage must credit the time you had with your prior coverage - "credible coverage." HIPAA provides things like guaranteed ability to transfer you're medical coverage from one employer to another, without a new preexisting clause. According to the Centers for Medicare and Medicaid Services (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system.


How do insurance companies proportion for other insurance?

This issue arises primarily in health insurance. If there are multiple policies that arguably cover an occurrence, the policies generally contain "coordination of benefits" provisions which deal with which policy pays first (and second, and third).


How long can children stay on their parent's health insurance in Georgia?

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