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Most insurance companies are going to want to inspect the roof after repairs are made. Also, if you don't repair the roof your insurance may be canceled. If you are able to do the work yourself you can save some of the repair money but, you really need to know what you are doing because it's not as easy as it looks. I'd say, get the roof repaired.

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14y ago

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If your insurance pays for a roof can you claim it on your taxes?

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No, insurance claim money for roof repairs should be used to repair the roof as intended by the insurance policy. Keeping the money for other purposes may be considered insurance fraud.


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You make the claim as soon as possible within reason after the roof damage occurs. If your roof was already damaged prior to purchasing the policy. it will not cover pre-existing damage.


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I would suggest reviewing your policy to see if the roof is covered in your insurance, then contact the claim department at the insurance copy to file a claim.


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Usually a year, but the sooner the better. The policy may not cover it if you reported the claim late. If the roof is due to age, wear, tear or faulty construction the roof would not be covered anyway.


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