depending on a few things.
was it your fault?
if yes if you have full coverage they must reimburse you and theres a good chance that your premium will go up
if the other guy is At Fault and has full coverage or liability then the other insurance company will pay out
was there a police report?
if yes get a copy and see what the officer wrote
is it in your favor?
then get a copy from the local pct. submit it to the ins co and you will have your check in days
after they have it inspected by an adjuster
call the pct for hours and ask how much the money order must be in order to get a copy of the police report
A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.
Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.
What. Why would you think this is required? An insurance company will not find you a new vehicle is your is totaled, they will pay you the actual cash value of the vehicle you had.
Sue the owner of the car, since the owner was likely required to carry insurance as part of the financing deal.
Insurance companies will determine that your car is totaled if the cost of the damage approaches or exceeds the car
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
CONTACT AN CLAIMS AGENT FROM LOCAL INSURANCE COMPANIES, THEY WILL TELL YOU WHICH WRECKER NOW HOLDS TITLE OF THE SALVAGE VEHICLE(S). THEN YOU CAN CALL THE WRECKER DIRECTLY
yes if you have collision coverage barring any exclusions in your policy to the contrary.
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
You can ask for more money and get other estimates. But usually, the insurance companies will price the loss of a car depending on the blue book's value.
you will have to pay a debt and GET CAR INSURANCE
used of automobiles; completely demolished; "the insurance adjuster declared the automobile totaled"