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No. Your credit rating will remain the same long after the bad credit has expired. In order to get a better credit rating, you'll have to obtain a credit card or loan of some sort. Making monthly payments and staying within the credit limit will gradually improve your credit rating over time.

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โˆ™ 2009-05-06 07:14:58
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Q: When bad credit expires does the credit rating go up?
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Will your bad credit from the Philippines will affect your credit rating in the US?

It depends on who you are dealing with. Visa for instance has your number no matter where you go.

Is it possible to buy a cellular phone with bad credit?

It is possible to buy a cellular phone if you have a bad credit rating. If you purchase a pay as you go phone, there will be no checks on you what soever.

If there was no credit check when you purchased a used car will it go on your credit record if it is repossessed?

Yes it will most definatly go against your credit report. A credit check is only to provide a lender with a picture of your credit history. it has nothing to do with wether or not you have good credit or bad credit in its self. wether or not you pay your bills on time and how much you owe is what determines your credit rating. if you do not pay your bills your credit rating will suffer and fewer institutions will lend to you. when they view your credit report they will see you as a bad risk.

What bank you can go to get a bad credit loan you and your wife have bad credit?

Yes, you can get Bad Credit Loan.

Does it hurt your rating to cancel a paid off credit card?

No, you should always cancel them out if you have plans for them. It is viewed as a bad thing when there are more cards available to you. The more cards you have the more can can go into debt. There fore the less is better from a credit rating standpoint.

How long does it take for credit score to go up in rating after paying off debt?

How long does it take for credit score to go up in rating after paying off debt?

Where can one get a loan with a bad credit rating?

There are several places where someone can get a loan that has a bad credit rating. Websites such as, better loan choice, mortgage digger, and lending booth all give loans to those with bad credit.

Where can a person go to get information on mortgage lenders for bad credit?

There are a few websites where one can go to get information on mortgage lenders for bad credit. Realtor have an article on how to get a mortgage with bad credit. The Bad Credit Whiz website has a list of the top 10 bad credit mortgage companies.

Where can one go to get their credit rating score for free online?

There are various websites where one can get a free credit rating score. Some such websites are Equifax, AnnualCreditReport, Credit Karma, and myFICO.

Does your credit go bad if you cosign on a car?

if the principal loanholder defaults you will be stuck with the payments.Miss them and your credit can go VERY BAD!

Are there services online to help me find my current credit score rating?

There are services online to help you find your current credit score rating. You can go to or

Is it possible to have a proprietary reverse mortgage with bad credit?

As with all financial endeavors, a good credit rating is critical. However, that is not to say that it is impossible to obtain a proprietary reverse mortgage with bad credit. You should first check your credit score to see where you are exactly and go from there. You may be able to find lenders that specifically tailor to those with poor credit.

When your membership expires in Fusion Fall do you go Back to the Future?

no BAD NEWS IS that it will delete your char

What rates should one expect when looking for car loans for a person with bad credit?

For someone with bad credit rating, he/she can expect to get interest rates anywhere between 7 to 18% on their car loan. In some instances, the rates can go as high as 24%.

When a judgment expires on your credit report can the creditor renew it?

yes they can.just have to go to courthouse and pay 10.00 filing fee

Can you get another car loan if you let the car go back?

It depends more on your overall credit rating and how much time has passed since you defaulted on your loan. In general the default will be removed from your record after approximately 7 years. After that, it will not have an effect. However, if you you have a bad credit rating due to other defaults, late payments, etc they will continue to negatively affect your credit rating making it difficult to get a loan.

Where does one go to get a credit check rating?

An individual can expect to find information about checking their current credit check rating by going into the local bank and asking to speak with a personal banker.

How do you get a Loan when you have bad credit?

go to another country

Where can I go if I have some credit card with bad credit?

Bad credit can be fixed by paying off everything. Using a credit fix isn't a solution and may actually harm your credit if the company isn't reputable.

Is it better to obtain a loan from a credit union or a bank?

Credit Unions are usually the more favorable in regards to loan repayment terms and interest charges. However, the loan amount is likely to be small, if you need bigger loans you will need to go to a bank or bad credit lenders if you have a bad credit rating. One thing to remember here is to ask if the institution reports to the credit bureau. Some smaller credit unions will not report and will not help someone establish credit.

Can one qualify for a settlement loan if they have bad credit?

Maybe. It all depends on the bank that you go to, usually with bad credit it‰Ûªs tricky to do, but some banks will do it. It also depends on how bad your credit is. If your credit score is bad enough, nobody will give you a settlement loan.

Where online can I go to see my credit score rating?

You can get a free annual credit report online once a year (from three credit providers) at the website This does not provide your credit score, however.

How can one get a new home load with bad credit?

here go to yazing. com/deals/badcreditloans/gman22912 for your best loans and offers (remove the space in between . and c ) they offer loans to people with badcredits too

What happens to your credit rating when you file bankruptcy?

Credit rating plummets when filing for bankruptcy. Bankruptcy should be the last resort and one should try everything to not go bankrupt - keep saving as much as possible.

Can I get a mortgage with bad credit?

It is possible to get a mortgage loan with bad credit but you will have to pay a lot higher interest rate and the loan amount will be lower. You can go to HUD and talk to a counselor about securing a mortgage loan with bad credit. There are a few different options for people with bad credit.