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The answer is really never, as it is a bet that will keep you from winning in the long run. If the dealer is showing an ace, there is about a one and three chance of them hitting blackjack and you are basically betting on a fifty fifty gamble. Say you take insurance 100 times for ten dollars each time. You have put in $1000 dollars overall, but the amount of times you'll win is 33, so you would get $667 back from these bets. Insurance against the dealer is called a sucker's bet and this is why.

The only time it is good to take insurance is if you are playing in a blackjack tournament because you are playing against other players. If everyone decides not to take insurance and you are acting last, you might take the insurance in the hope that the dealer has it and everyone but you losses money, but this is the only spot where it makes sense.

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11y ago
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Q: When do you take insurance in the card game black jack?
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