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When does a credit card company have to send a statement?

Updated: 8/20/2019
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Q: When does a credit card company have to send a statement?
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Is a credit card company obligated to send you a billing statement each month even if there is no balance?

Yes, they should be sending you a statement each month. However, if you do not owe them anything, they will not need to send you a statement.


How can you use a credit card to send a check?

Call your credit card company and ask for them to send you some checks that will pull on your available credit card funds. That's all it takes.


Can a credit card company deny you purchases if someone else at your address is delinquent with the same company?

It depends on the terms and conditions of the credit card company. Ask them to send you a copy if you do not have the one that came with your credit card.


What do you call those paper you get in the mail from credit card companies. This paper has an attached envelope to tear off to send back to them?

credit card statement


Can you send credit from someone to someone else?

No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.


How can I make all credit card company stop send me all the application for credit card or check.?

call or go on line to be placed on the opt out list


What happens when you over pay on a credit card?

When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.


Does a credit card company legally have to send you a paper statement?

This is probably pretty tedious, but you may be able to find the answer you want in the fine print you received when you opened the account. Otherwise, you can call the customer service phone number on the card, and ask the customer service person to explain your rights and the company's responsibilities regarding a paper statement.


How do you avoid automatic renewal when paying with credit card?

Do like I did - Just call Credit Card Company and state you can't find your credit card and would like it cancelled immediately and to send you a new one.


What happens if you pay a credit card more than you owe?

A Credit Card that is overpaid...they send you a statement on a monthly basis stating a negative balance. (-1.00) You will not receive interest or anything. It will sit there until you use your card again. If you have had any hassles with your Wal-mart, Zellers, Sears cards... here's a little food for thought. Overpay them by 10 cents and they are legally bound to send a statement of balance (+ or -). It cost them more money to send you a statement every month. I don't recommend this to all credit card issuers, but if they send you a bill for that interest that occurred of 57 cents when you paid off your card... those are the one that deserve this!!!


What documents do you need to send the apc to process a new government travel credit card?

The document you need to send the APC to process a new government travel credit card is the application form duly filled in and signed and DoD Statement of Understanding.


How do you write a surrender letter for credit card cancellation?

Dear Sirs, Please cancel my credit card account no. xxxxxxxx with immediate effect, and send me a statement of what I currently owe. Thank you Yours faithfully