Employment Practice Liability Insurance (EPLI) is available to employers to help defend and respond to claims by employees for acts related to their employment. Therefore, it is strongly recommended that one should have an employment practice liability insurance.
Because some of the types of losses covered by General Liability Insurance are excluded. It does not cover you for discrimination or other illegal acts on the part of the employer. Read your General Liability policy and you will see it is for premises liability and property damage as well products completed and injury to your customers. Employment Practices Insurance covers liabilities that could arise from the way you hire and fire your own employees.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Your need Professional Liability
You need a commercial general liability policy.
You Need General Liability Insurance.
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
A commerical liability policy.
You need commercial General Liability Insurance
YES
yes
It depends on what type of liability insurance you need. Contact an agent in your area.