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Your stopping distance on a snow covered road it 10 times great than on dry pavement. So, the answer to your question is to increase your space cushion by 10 times.
Put some sand on it to increase friction!
slow down and increase following distance
Slow down; increase following distance
slow down, increase following distance
On the back seats, there should be a pull cord located near the seat belt latches. If it is not there, they are probably shoved behind the seat cushion, in which case you will have to dig then out. That pull cord enables the whole seat cushion to fold forward allowing the seat back to fold completely down.
i think it should be bank.
It is your following distance. You should be able to stop within the distance of you and the car in front of you. However if you should have a vehicle that is following you real close, you should give yourself a larger area of cushion.
Since it takes further to stop on a wet roadway you should slow down and increase your following distance
Insurance stays with the vehicle, the policy that insures the 'at fault' vehicle will have the rate increase should there be one.
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.