No. They should also carry Comercial general liability. This would provide coverage for bodily injury and property camage arising from their operations to the hiring of others. If this is a house painter, be careful. Some policies will only provide for interor painting or exterior painting. Always require a certificate of insurance as proof of coverage. Once you receive that document, call the agent listed and ask what coverage the policy contains.
Typically your homeowners insurance does not provide coverage for poor workmanship or for hired labor. Accidental damage caused by your contractor is the responsibility and liability of the contractor The first place I would go for coverage under the painter's liability coverage. In the event that you hired a painter and failed to check his insurance coverage then I would ask your insurance agent for advice on whether to file a claim or not. You might find that the increase in premium that can be associated with a claim will mean that you are better off covering the damage yourself. Sue the painter.
No.You do not need a license to be a painter in Wisconsin but, you do need insurance I case something bad happens.
I am sure you do because this would make you more valuable as a painter. If I were hiring a painter I would want to make sure that they had proper insurance so that I would not be held responsible for any injury they might obtain on the job.
You do not. However, you do need a license and bonding to legally paint houses. If you paint houses and screw up, you're on the hook.
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
The possessive form for the noun painter is painter's.
The possessive form for the noun painter is painter's.
what is the abbreviation for painter
i am spray painter
shifty painter
painter
Kim Painter's birth name is Kimberly Painter.