Yes, you situation can result in a denial of coverage.
Homeowners insurance is property and liability coverage specific to the property of the named insured(s). Since your father has died, You have to buy insurance in the name of the new owner
Have you kept the policy up? If you have, I wouldn't think that would be grounds to turn down a claim, but insurance companies are looking for any means they can to not pay. Go get an lawyer.
Purchase Extended Coverage that includes Wind and Hail losses with your Homeowners Insurance Policy. This way future losses will be covered.
Every Insurance company has it's own underwriting guidelines. So it just depends on the company.
What kind of Insurance?
You should first discuss the matter with your Agent. He can help explain why the claim was denied and may be able to get the claim reconsidered if he can find a point of coverage for you.
can a person be denied medical servises due to no insurance
You can turn it in, but it will be denied as there is no coverage for your injuries under the policy. If the stairs were not constructed propertly you may have a valid claim for the contractor, unless you have used the stairs numerous times.
It depends on what type of repairs you are talking about and what type of insurance you need. I assume that you have been denied insurance due to the condition of the home, right? Talk with your agent or another agent and be up front about the situation. You probably will not be able to purchase homeowners insurance but may be able to purchase some other type of insurance on the home while you do repairs. Homeowners is only for a house that you as the owner currently live in and lack of repairs shows the company no "pride of ownership" which is a big deal. If you don't care about the house, this is not one they want to insure. Talk to the agent about the situation and it's best if you deal with an Independent Insurance Agent so that they will have several companies to choose from in helping you.
Yes
It depends on why they didn't pay the claim. If you have the coverage and followed the requirements, like making a police report, cooperating with the insurance company as well as the police then you should have no problem with a claim, if it was in fact a theft. Otherwise you can always sue the company or file a complaint with your state department of insurance if you feel you were denied coverage you paid for.
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.
Having a felony on your record can affect your ability to get approved for homeowners insurance. Insurers may view someone with a felony as a higher risk, which could result in being denied coverage or paying higher premiums. It ultimately depends on the insurance company's policies and guidelines.
appeal to secondary insurance