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Q: When people borrow money from the bank name something they might use as collateral?
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Can you borrow money form your term life insurance?

No. Term life insurance has no "surrender value", so is no good as collateral. The insurance that you might be able to borrow against is "whole life".


Why might a bank be willing to borrow funds from other banks at a higher rate than it can borrow form the fed?

When a bank borrows from the FED it often has to put forward collateral. Borrowing in an inter-bank market may be accomplished on an unsecured basis thereby requiring a higher rate but without a need for a pledge of collateral.


Is a culture with many immigrants likely to borrow from another culture?

Yes they would borrow because they might have something we don't.


How do you get my mom to like what I like?

To get your mom to like something you like, I think you might show her watch you like. Then give her the reasons what its good for. Moms want something that's useful in the house or something she wants to borrow. maybe she might like it


How do you get 5.00?

That depends how fast you need it. Some ideas: ~Sell something in front of Walmart (with permission) ~borrow from someone ~ask your parents for 5.00. they might give it to you but they might make you pay them back ~sell something on eBay or Craigslist ~do work for someone ~borrow from the bank (that would be a bad idea if you don't plan on paying them back right away)


How do you get 5.00 fast?

That depends how fast you need it. Some ideas: ~Sell something in front of Walmart (with permission) ~borrow from someone ~ask your parents for 5.00. they might give it to you but they might make you pay them back ~sell something on eBay or Craigslist ~do work for someone ~borrow from the bank (that would be a bad idea if you don't plan on paying them back right away)


How can one know that his girl is cheating on him?

One of the main things people look for when cheating is, the other person is being distant or not as affectionate as normal. Ask to borrow her cell phone, If she resists very defensively you know something Is up, if not you might be in the clear.


What does surrendering collateral to a secured creditor mean?

It means giving up the stuff you put up to get the loan in the first place. It means giving up the collateral before the creditor comes for it. Or of course, it means giving up the collateral before there is a legal fight about it. Depending on the state and the contract you agreed to before you put up to get, surrendering collateral before litigation (going to court) might help avoid some further legal problems. Not always. Sometimes creditors want to go after the entire debt, not just what you paid off with the collateral, and your really nice attitude. Check your contract. Your debt begins and ends with the contract. If you dont have a copy, you better get one. NEVER, NEVER, NEVER dont keep your contract when you borrow money!


Why don't some people love animals?

Some people might not like animals because something might have happened to them in the past like, an animal might have bitten them or someone they know. They might just find animals frightening or anything else that might cause you to dislike something.


Why might people do drugs?

becuase some people are either stupid or its something tht helps get there mind off something such as a death


What is the quickest way to earn money without a job?

There is no quick way to earn money without a job . The quickest honest way to get money is to borrow it or sell something that you own. If you are lucky, you might be able to borrow money to buy something that you can sell for a quick profit. (You might start your own service business, by say, knocking on doors and asking people if they have any work for you, but then you would have a job.)


What is a down payment on a house?

Most people borrow money from a bank when they want to buy a house, but they usually do not borrow 100% of the cost of the house. They usually do have some money to apply toward the cost of the house, and that amount is called a down payment. So to buy a house costing $200,000 a person might make a down payment of $50,000 and then borrow the remaining $150,000.