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What else can I help you with?
Is bad credit going to keep you from renting a apartment?
That depends if the place your renting is doing a credit check on you. Not all landlords do credit checks.
Why do you need good credit when renting an apartment?
Because this serves as their gauge on how capable you are to pay the rental dues.
Is it difficult to rent an apartment in the US if you've never lived there before so for example if you are from another country but have secured a job within the US?
Renting an apartment in the U.S. can be difficult if you do not have established credit, as most apartment complexes will run a credit check. A possible solution might be to check for a private individual renting a house, (or part of a house), on a free classified listing page, such as Craigslist
Do you need to have telephone service when renting an apartment?
In most cases, phone service is not necessary to rent an aparment. As long as your credit checks out, then you should be eligible.
If you have a cosigner on your apartment lease will your credit be affected as much as it would if you did not have a cosigner?
Renting an apartment or home will not show up on your credit. That just builds up rental history for yourself. The only time a renter will ever report you to a credit agency is if you move out with a balance that was not paid within 14 to 30 days of your move out.
When renting an apartment does it show on your credit report?
When you fill out an application for credit, one of the questions is Rent? Own? That answer will show on your credit report right next to your address. Whether you paid rent on time won't show in your list of creditors.
If you and your husband have separate credit cards will his late payments affect your credit score?
No, not if the accounts are separate. Married couples credit ratings are only affected equally when the account is held jointly.
What do you have to bring with you when signing a lease for an apartment?
Usually proof of income, drivers licence, and sometimes a electric bill to show your former address. The person renting will have a form you fill out and will do a credit check.
Why is good to have credit?
If you ever plan on borrowing money for anything, especially significant purchases like a car loan or a home mortgage, you'll want a good credit history to show your credit worthiness. Even renting an apartment or qualifying for student loans could rely upon your credit history.
Do married couples receive lower mortgage payments than an unmarried couple who is co-borrowing?
it's based on your credit place
Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Can you rent an apartment with an ein number in charlotte nc?
Yes, you can rent an apartment in Charlotte, NC, using an Employer Identification Number (EIN) if you are renting as a business entity rather than an individual. However, most landlords typically require personal identification, income verification, and credit history for individual renters. If you are a business renting the apartment, ensure you have the necessary documents and possibly a guarantor if required by the landlord. Always check specific rental requirements with the property management or landlord.
