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Many times your normal health insurance will include some evacuation coverage. If you will be doing any dangerous or extreme activities in second or third world countries it would probably make sense to purchase a dedicated medical evacuation policy, especially if adequate medical care is not available in the country.
What else can I help you with?
What factors should I consider when purchasing activity travel insurance for my upcoming trip?
When purchasing activity travel insurance for your upcoming trip, consider factors such as coverage for adventure activities, medical expenses, trip cancellation, baggage loss, and emergency evacuation. Make sure the policy includes activities you plan to do and provides adequate coverage limits. Read the fine print to understand exclusions and limitations, and compare quotes from different insurance providers to find the best value for your needs.
Where can one obtain medical evacuation insurance?
Medical evacuation insurance can be obtained from most travel insurance providers. It is not usually covered by regular domestic medical insurance policies, or by standard travel insurance packages. Travel Guard is an example of one company offering medical evacuation coverage to US citizens.
How can I get medical evacuation insurance?
Most full service travel agencies should be able to help you get a medical evacuation policy. MedjetAssist is one of the best-known companies offering such policies.
Do all insurance companies offer medical evacuation insurance?
Some companies specifically excluse this. Check your policy for details.
What type of travel insurance coverage should I consider for my trip to Bolivia?
For your trip to Bolivia, consider purchasing travel insurance that includes coverage for medical emergencies, trip cancellation or interruption, and emergency evacuation. Additionally, look for coverage for activities such as hiking or adventure sports that you may participate in during your trip. It's important to carefully review the policy to ensure it meets your specific needs and provides adequate coverage for your trip to Bolivia.
In what ways would it help me to have medical insurance specifically for traveling outside of the US?
Many health insurance plans do not provide coverage outside of the United States; if they do, it may not be a full coverage. Also, specialty medical insurance for traveling abroad can cover situations that your medical insurance will not, such as medical evacuation.
What is medical evacuation?
A medical evacuation is the evacuation of an injured or wounded person from a dangerous situation such as a battlefield. They are performed by medical professionals.
Why would medical evacuation insurance be a good idea for a business traveler?
When you travel outside the United States there is no way to tell what natural disaster may damage the area where you have to travel to. It would be a great idea to have medical evacuation insurance in case you are injured and required to leave the area where you are being treated.
What do medical insurance companies consider when determining your premium?
Preexisting medical conditions.
What are the key factors to consider when purchasing travel health insurance for a Schengen visa application?
When purchasing travel health insurance for a Schengen visa application, key factors to consider include coverage amount (minimum 30,000), coverage for medical emergencies and repatriation, validity in all Schengen countries, coverage for the entire duration of the trip, and acceptance by the consulate or visa application center.
What is medical evacuation insurance and is it offered by regular health insurance companies?
When travelling outside of the U.S., you are unlikely to have access to free medical care in the country you are visiting. Medical evacuation insurance will cover the cost of medical emergencies in another country, and it will provide for you to be transported back home where you may cotinue to undergo additional treatment. Some health plans include this, and other may allow you to add it at an additional cost. There are companies that sell poliices to cover individual trips or blanket coverage (look under 'travel insurance).
What should I consider when purchasing a guaranteed life insurance package?
When purchasing guaranteed life insurance, you should consider whether you want to purchase guaranteed whole life or guaranteed term life. Benefits and coverage never change with guaranteed whole life. Guaranteed term life has lower premium, can be used to pay off high debt and no medical exam is needed. In addition, when purchasing guaranteed life insurance there is a waiting period before you receive full coverage, and you’re covered for a specific time period.
