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During the consultation period. You should fully explain what life insurance is and what are the differences between types of life insurance. If properly explained you would need to cover that topic.

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Q: When should you discuss the living benefits of the life insurance policy to the prospet?
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Which type of life insurance provides living benefits?

Only Whole Life policies provides living benefits .


Which type of insurance offers benefits to help with living expenses when a person is unable to work during illness or from an accident?

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Which type of insurance offers benefits to help with living expenses when a person is unable to work during illness or from accident?

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What is the benefit in short term insurance?

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What benefits can you get from purchasing life insurance?

The main purpose of life insurance is to get life benefits at the insured's death, to be paid to the family or business, charity, trust, etc. However, there are many "living benefits" of life insurance, that may be paid if the insured survives an accident or illness, but is unable to work for a period of time. Other benefits are paid in a lump sum at first diagnosis of a covered illness: cancer, stroke, heart attack, Alzheimers, major burns, etc. These are optional riders that can be added to your life insurance policy.


When is life insurance necessary?

I would say when you die its very necessary for the family/next of kin, so they can pay all your funeral cost and bills you have left. ANSWER: Today's life insurance will pay benefits not only at death, but also in the event of illness, accidents, job loss (see life insurance with mortgage protection feature, disability benefits, etc). Talk to an experienced agent to help you choose the most comprehensive protection with living benefits, not just death benefits.


Which of these statements describes the elements of long term care insurance?

Long term care insurance typically covers assistance with activities of daily living, such as bathing and dressing, when a person is unable to do so themselves. The insurance may also cover care received in various settings, such as at home, in a nursing home, or in an assisted living facility. Additionally, long term care insurance may have waiting periods before benefits kick in and may have limits on the amount of coverage provided.


What is mutualistic living?

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