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Professional Liability Underwriting Society was created in 1986.

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When to Call a Professional Liability Lawyer?

Most lawyers focus on a particular specialty or small area of expertise. This is best for everyone involved, because the lawyer becomes an expert in their area of law and is more likely to win their cases and negotiate better settlements. A certain area of law that some lawyers specialize in is professional liability. Persons who act as contractors, freelancers and professionals like doctors, dentists, chiropractors and others are considered independent professionals and they should carry insurance for liability. Liability might occur when something goes wrong on a job they have worked on or finished. For example, if a contractor is working in a residence and accidentally damages a wall he will need to pay for repair of such damage. His professional liability insurance would pay for those repairs. Otherwise, he would have to pay for damages, and he might be sued for the repairs and end up paying far more. Another example is if a contractor or professional omits or does not finish a job they promised or contracted to perform. Non-performance is an issue that often ends up in a courtroom. A professional liability lawyer can advise professionals like doctors, dentists, repairmen, and others about how much liability insurance coverage they should carry to protect themselves against lawsuits. If there is a lawsuit filed against a professional, they would be advised to locate an attorney that does specialize in professional liability law. When to call a professional liability lawyer is the moment a professional enters into any business relationship. The attorney can provide legal advice about professional liability, and general liability. If a professional finds that they are presented with a legal claim against their services, they should immediately consult with a professional liability lawyer. Professionals like doctors, attorneys and others, are often sued for errors and omissions. Others claim that the professional misrepresented facts, or claims, and the matter ends up in a lawsuit. In addition to having professional liability insurance coverage, the professional should have a professional liability lawyer lined up just in case they are needed if a dispute arises. This type of attorney is also a good one to consult whenever a contract is created. Only a lawyer can draft a legal document, and every contract should be looked at to help avoid professional liability claims.


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What is the differnent between a current liability for an uncertain amount and a contingent liability?

Under current liability of uncertain amount liability is created on company although actual amount is unknown but in contingent liability, liability is not created on company unless specific date or time or occurence of any contingent action or activity.


Which liability has to be created by statute?

Strict liability, which holds individuals or entities responsible for their actions regardless of their intentions or level of care, is typically created by statute. This is done to protect public safety and ensure accountability in certain situations such as product liability or dangerous activities.


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