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Do employers have a legal obligation to offer COBRA coverage to their employees?
Yes, employers with 20 or more employees are legally required to offer COBRA coverage to their employees when they experience a qualifying event that would result in a loss of health insurance coverage.
Does a company have to offer COBRA coverage to employees who are eligible for it?
Yes, under the Consolidated Omnibus Budget Reconciliation Act (COBRA), companies with 20 or more employees are required to offer COBRA coverage to eligible employees who experience a qualifying event that would result in a loss of health insurance coverage.
Does an employer have to offer COBRA coverage to employees who are eligible for it?
Yes, under the Consolidated Omnibus Budget Reconciliation Act (COBRA), employers with 20 or more employees are required to offer COBRA coverage to eligible employees who experience a qualifying event that would result in a loss of health insurance coverage.
Why would one need cobra health insurance?
There is a lot of controversy as to whether COBRA Health Insurance is worth buying. It is a temporary insurance that continues coverage at one's own expense if employer sponsored health benefits have been lost. One can find more information about this insurance as well as the controversy surrounding it on the Bankrate website.
Does my employer have to offer COBRA coverage?
Yes, under federal law, employers with 20 or more employees are generally required to offer COBRA coverage to eligible employees and their dependents when they experience a qualifying event that would result in a loss of health insurance coverage.
Does a self employed health insurance allow continuity of coverage?
That would depend on each individual insurance company. COBRA is often available but very cost prohibitive. Contact your insurance provider for more information.
If I have primary insurance through my work and had secondary through my husband's work but he was laid off can I still use Cobra as a secondary insurance or is Cobra only if you have no insurance?
That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does not relate to you (ie. pregnancy is a pre-ex but you are not pregnant) then you are not eligible. If the spouse's coverage is individual coverage and not group you are still eligible for Cobra.
Benefiting From COBRA Insurance Coverage?
Over the past few years, the rate of unemployment has increased dramatically. For many people, this has meant no longer having access to affordable medical insurance.� To help keep coverage temporarily, most people could benefit by taking advantage of COBRA insurance coverage. � COBRA insurance coverage is a form of coverage, which is sponsored by the government, and allows a person to retain their insurance benefits even after they have lost their employment.� These benefits can last for over a year, but will typically require a person to spend much more out of pocket than they would have while still employed. ������
Does COBRA health insurance work if you change states?
Is it HMO or PPO coverage? There's always HIPAA - see links. The Insurance Company must provide the same benefits and plans as before. So, would they have covered out of state if you were still an employee?
How do you maintain health insurance coverage for your wife and son after you turn 65 and are eligible for Medicare?
Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to take you off.
Do you believe that my insurance agent would be the best person to call regarding my health insurance policy and an accident that I recently had?
If you have an independent agent for your health insurance, they would be best to talk to. They can review your coverage with you, and make sure you are getting the best possible coverage for you.
Where can one find good health coverage?
In many countries, such as those in Europe, health coverage is provided by the state as a basic human right. Anyone living in a country that does not provide free health care would need to buy health coverage from an insurance company. Many such countries have insurance companies specializing health care insurance.
