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If your question supposes that you purchased life insurance for the child before he/she reached 18, you are free to continue it or not. It may well be a good idea to continue it because a medical condition may develop later in life that makes it hard or impossible for the child to later get life insurance. Naturally, you can reach an agreement with the child that he/she take over the payment of the premiums.

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Q: When your child turns 18 do you continue their life insurance policy?
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