Check the billing statements to see if only one spouse's name appears. In most cases joint marital accounts will have both spouse's on the billing statement. In lieu of that call the customer service department of the credit issuer. Please be advised, some customer service reps. are not versant in state laws and may impart faulty information. When a married couple reside in a community property state both spouse's are generally held accountable for debts; regardless of which one is the account holder or the name on the billing statement. Check your credit report and you should see any accounts that have your name on them.
The accounting department in the hotel is responsible for all accounts receivable and accounts payable. They are responsible for balancing the books and making sure everything passes audit.
No one. The family is not responsible for the debt. Credit cards want people to think they are, but it is volunteer to pay/assume the debt of the person who passed away.
The estate is responsible for his debts. In most cases this will mean that the credit cards will have to be paid off before the spouse or children can inherit any money. If the wife is also listed on the credit card, she will be liable along with the estate for paying it off. This question is best posed to an attorney familar with California estate law and this mans' will.
Once Chapter 7 bankruptcy falls off your credit report, your credit score can potentially increase significantly, often by 50 to 100 points, depending on your overall credit profile and payment history. The exact increase varies based on factors like existing credit accounts and their payment status. Additionally, as time passes and you demonstrate responsible credit behavior, your score may continue to improve. Maintaining low credit utilization and making timely payments on any new accounts will further aid in rebuilding your credit.
My husband has termial cancer and I was wondering when he passes will I be responible for any credit card debts he has and any of his medical bills? We live in the state of Ohio.
The SOL for credit cards, which are considered "open accounts" varies by state. Some are as short as three years most are under seven. Once the SOL for the state of residency has expired, the debt is, by law, no longer collectable.
Yes, the listed expiration date is the last day you can use your annual passes.
If the person left a Will then Probating the Will will pay all debts the person has left behind and what is left in the Estate (is called 'residue) and this is what is left for the Heirs in the Will. If the person dies without a Will whatever they have is sold and debts paid off, but it's not up to next of kin (unless their name is on the credit card application) to pay the debt. Example: If a husband passes away and the husband and wife's name is on the Credit Card (it usually is) then the wife is responsible for the Credit Card debt.
Maybe. In some community property states a surviving spouse is responsible for all the debts that were incurred during the marriage even if he or she did not hold the account.
Their closest relative probably
An authorized user on a credit card can be responsible on an account in which the primary card holder passes. The creditor looks at the situation as the authorized card holder was able to make purchases with the account, and should be held liable, even in the event of the primary's death.
no you can only by passes by phone, credit card, paypal or on your 50th day u can by passes with 20 percent of your equess