There are most likely many local companies that can help with problems like these. Some places in my area that offer this service are Money Mart. Hopefully this can help you!
Some of the kinds of services that a credit repair service offer include helping you to build your credit back up. I am glad you are interested in this.
Credit repair is a service offered to verify a credit report, to ensure that there have been no reporting errors and that all information is accurate and up-to-date. This service is primarily used for people with poor credit and complicated history in order to rebuild credit.
There is no license required to perform Credit repair. Consider becoming a member of a trade association that regulates the credit service industry. Credit Consultants Association is such an organization.
Lawyers, hospitals, and repair shops .
A credit repair service can be helpful to individuals who may have misinformation on their credit report. For a fee, a credit repair service will fight on your behalf to remove any old or untrue information on your credit report. Since most credit card companies use your credit score to raise your interest rates, it may help to lower your current interest rates on credit cards you have or are currently paying on. If your payments are lower, it will free up cash to pay down the debt faster.
Absolutely - there's no shame in using a credit repair service. It will help you re-build your trustworthiness after financial difficulties. It will also show prospective credit companies that you are able to control and manage your finances properly.
Most reputable credit repair companies offer a free initial consultation where they look at your credit report and determine if they will be able to help you. If you don't have any negative items on your report, they won't be able to help you.
Continental Credit is a credit repair service that helps you get your credit back on track. Unlike most credit repair services, they don't rely on automated processes and offer very personalized service for a great cost.
One can find a credit repair agency online from review articles and posts from websites like The Top Tens and Angie's List. The Top Tens actually provides 100 credit repair agencies.
A consumer can find information on credit repair for associations such as the Citizens Advice Bureau or CAB. They can also find out information about it online from the CAB website or various others.
First you would have to check your state laws for licensing. But there are several very restrictive federal laws involved with credit repair. Credit Consultants Association is an organization and you have to be a member of a tread association that regulates the credit service industry.
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