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You will not be able to find a prepaid credit card with absolutely zero fees, but most large retailers sell prepaid cards with a very low percentage fee.

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โˆ™ 2010-02-26 00:24:27
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Q: Where can I find a prepaid credit card without any fees?
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What are the best prepaid credit cards, without annual fees?

Upside Card has the best prepaid credit cards, without annual fees. YOu can get your Visa prepaid debit card online at www.UPsideCard.com


What are the fees associated with giving a prepaid visa credit card as a gift?

There are no fees for giving prepaid visa credit card as gift. You must take care to instruct the recipient about all terms and conditions for best use of the card.


Does a prepaid internet card have any hidden fees?

There are many different prepaid credit cards that can be used to make internet purchases. Each card has different terms and these should be looked at carefully before deciding to use the card. Some hidden fees may include atm withdrawal fees, cash advance fees, and inactivity fees.


Are there hidden fees when getting a prepaid debit or credit card?

Sometimes yes. There are fees if you don't use it within X months, and generally fees for making purchases or withdrawing money.


Are there any activation fees associated with a Visa prepaid credit card?

It depends on which Visa prepaid credit card you got, so read the fine print before buying. A lot of them do come with free activation. Others, such as the Vision Premier Prepaid Visa Card have free activation as long as you fund it with direct deposit.


Can a company charge fees to credit card without permission?

No...you need to call your credit card company and file a complaint.


What is the difference between a prepaid and a regular Visa credit card?

Although the cards can be used in the same way, there are some significant differences in prepaid and regular credit cards. With a regular credit card, you make your purchases on credit and then pay your bill later. If you do not pay the bill in full each month, or are late making a payment, there will be fees accrued in the form of interest and late fees. With a prepaid credit card, you deposit money much the same way you would with a checking or savings account. Then when you use your prepaid credit card, the charges are deducted from your balance. When you start to run low on your balance, you can just deposit more money in your account. In this way, prepaid credit cards operate much the same as debit cards. You will probably have to pay an initial fee to set up your prepaid credit card account, but after that you avoid the possibility of interest and late fee charges. This is also a good way to rebuild your credit if you have had financial difficulties in the past.


Which credit companies offer a Prepaid Credit Card?

You can buy Prepaid, or Reloadable, credit cards from Western Union, Walmart, Greendot and Visa. Many of these cards have low account fees. The best place to start is http://usa.visa.com/personal/cards/prepaid/reloadable_prepaid_card.html, which is Visa's official site.


What companies issue credit without personal credit checks?

Credit Card with high interest rates or high annual fees!!!


What bad credit credit card has no annual fee?

While some credit cards that accept bad credit or no credit charge substantial annual fees and others are vague on their answers to that question until the application's fine print becomes available, prepaid cards generally charge no annual fee. Unfortunately, many prepaid cards do charge fees for every transaction.


Are there any activation fees associated with a MasterCard prepaid credit card?

It depends on the card. Before you commit, make sure you read the fine print and understand the agreement completely.


Could a prepaid credit card benefit your credit score?

There are many prepaid credit cards that can benefit your credit score. They usually charge you annual fees, but they report to all three major credit bureaus each month, which can help you get back on your feet if you have bad credit. No, they cannot. Your name and personal information aren't linked to that card and there are no bills to pay to prove your credit-worthiness. A secured credit card works similarly to gift cards and will improve your credit score.

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