You will not be able to find a prepaid credit card with absolutely zero fees, but most large retailers sell prepaid cards with a very low percentage fee.
Upside Card has the best prepaid credit cards, without annual fees. YOu can get your Visa prepaid debit card online at www.UPsideCard.com
There are no fees for giving prepaid visa credit card as gift. You must take care to instruct the recipient about all terms and conditions for best use of the card.
There are many different prepaid credit cards that can be used to make internet purchases. Each card has different terms and these should be looked at carefully before deciding to use the card. Some hidden fees may include atm withdrawal fees, cash advance fees, and inactivity fees.
To get a credit card immediately, you can apply for a secured credit card or a prepaid credit card, which typically do not require a credit check. You can also consider applying for a credit card online with instant approval, but be aware that these may come with higher interest rates or fees.
It depends on which Visa prepaid credit card you got, so read the fine print before buying. A lot of them do come with free activation. Others, such as the Vision Premier Prepaid Visa Card have free activation as long as you fund it with direct deposit.
Sometimes yes. There are fees if you don't use it within X months, and generally fees for making purchases or withdrawing money.
Although the cards can be used in the same way, there are some significant differences in prepaid and regular credit cards. With a regular credit card, you make your purchases on credit and then pay your bill later. If you do not pay the bill in full each month, or are late making a payment, there will be fees accrued in the form of interest and late fees. With a prepaid credit card, you deposit money much the same way you would with a checking or savings account. Then when you use your prepaid credit card, the charges are deducted from your balance. When you start to run low on your balance, you can just deposit more money in your account. In this way, prepaid credit cards operate much the same as debit cards. You will probably have to pay an initial fee to set up your prepaid credit card account, but after that you avoid the possibility of interest and late fee charges. This is also a good way to rebuild your credit if you have had financial difficulties in the past.
The cheapest prepaid credit card available on the market can vary depending on the specific fees and terms offered by different providers. It is recommended to compare various options to find the most cost-effective one for your needs.
You can buy Prepaid, or Reloadable, credit cards from Western Union, Walmart, Greendot and Visa. Many of these cards have low account fees. The best place to start is http://usa.visa.com/personal/cards/prepaid/reloadable_prepaid_card.html, which is Visa's official site.
No...you need to call your credit card company and file a complaint.
While some credit cards that accept bad credit or no credit charge substantial annual fees and others are vague on their answers to that question until the application's fine print becomes available, prepaid cards generally charge no annual fee. Unfortunately, many prepaid cards do charge fees for every transaction.
The policy on credit card fees for this service is that there may be additional charges or fees associated with using a credit card.