You can visit any store site that offers it. Depending on the products they sell on layaway, they will provide you with the rules for making a purchase.
sears has a online layaway program that helps individuals buy an item upfront and you pay them back later. I would check that out. as for the online portion of this question I do believe that they offer that as well
frugalliving.about.com has some information about Burlington coat factory layaways. But other than that I don't think layaway information is present on websites. I would contact then online through the contact us form on the website to find out more.
If you are looking for online layaway, you will find that your options are incredibly limited. You should really start shopping to find the right item, then have the discussion of payment options with the store.
The best place would be at KMarts site itself. Try to find a category about layaway and see if it answers your question. Stores usually have a spot on the website about layaway.
There are lots of online stores that do layaway. There are also websites with lists of these stores. I suggest you go to www.cbsnews.com/.../layaway-returns-10-stores-offering-th.
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In order to find stores that offer layaway, you can visit the store's website. They should specify whether or not they offer layaway. If it is still not clear on the website, look at the contact information and contact the store nearest you and ask on the phone.
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Bases on a few searches, it seems like your best option would be eLayaway which provides various layaway options to facilitate Christmas shopping if you are short on cash.
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