Where can I find reputable credit advice?
Many cities have free credit counseling available. A good credit counselor will help you to develop a budget and help you determine a plan to pay off your debts. Paying more than the minimum will help you pay off the account quicker and you will pay less in interest. Here is a link to a non profit agency that helps with debt counseling: http://www.incharge.org/campaign/july2010/credit-card-debt.aspx?vdn=8297&gclid=CIvOquuS9akCFcPs7QoduRXGag
I want to buy a single house, but I am afair that I am not going to approve for it. I have a bad credit. can you gave me advice ?
You can get your credit score by getting a copy of your credit report from one of the three reporting agencies. You can visit their websites at www.experian.com, www.transunion.com and www.exuifax.com to get those reports. You can also get advice on how to improve and protect your credit score by visiting http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx