Many cities have free credit counseling available. A good credit counselor will help you to develop a budget and help you determine a plan to pay off your debts. Paying more than the minimum will help you pay off the account quicker and you will pay less in interest. Here is a link to a non profit agency that helps with debt counseling: http://www.incharge.org/campaign/july2010/credit-card-debt.aspx?vdn=8297&gclid=CIvOquuS9akCFcPs7QoduRXGag
You might to find out what your credit score is first through a reputable agency , and if worse comes to worse you could always find a home that is rent to own .
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
Smart investment advice usually advises investors to be cautious and smart about their finances. To find reputable information, it's smart to avoid any advice that guarantees anything.
You can find valuable tips on avoiding credit report scams as well as a list of reputable credit reporting agencies at http://www.ehow.com/how_5633960_online-score-report-reputable-website.html
You can get consumer credit advice from any non profit institution that offers free credit counseling for low income people. You can also get it from your bank or credit union.
I know you can check your credit report on www.freecreditreport.com they also have a lot of tips and advice to get your score up, and keep it there.
Some reputable debt management consultants include Consumer Credit, Federal Credit Union and Credit Solutions of America. You can find out more about these services online at their websites.
Advice on credit score dealing with debt relief can be found online. Just make sure they are reputable and have a decent better business grade to deal with.
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
Many reputable sites will give you a free credit rating. You can also contact your bank, and have them send a score to you through their provider. Here are some sites that offer free credit reports: www.freecreditscore.com www.equifax.com
You can go to irs.gov and get your credit score and advice on how to improve your score. You can also go to your banking institution and have them use their repayment calculator as well.
The My Money Coach website is a great interactive website for those who are interested in fixing their credit. They provide advice, answer questions and offer products for those looking to improve their credit.