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Where can I learn more about personal injury protection car insurance?
Wiki User
∙ 9y ago
If you want to learn more about personal injury protection car insurance, simply go to the office of an insurance company such as Allstate or State Farm and ask them to explain it to you. They would be eager to provide some education in the hope that you eventually chose to buy from them.
Wiki User
∙ 9y ago
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Where can I learn about NJ pip car insurance?
For help you should go to the location of New Jersey's provider of the Personal Injury Protection which is 20 West State Street, Trenton, New Jersey, or you can call them at (609) 292-7272 and even visit their website at http://www.state.nj.us/dobi/index.html Good luck!
Always Carry Adequate Bodily Injury Liability Protection?
Liability car insurance protects drivers against costs incurred for treatment of bodily injury or for property damage. Injuries sustained to a non-fault individual are covered by the at-fault driver's policy. Each state has its own minimum coverage requirement for bodily injury protection as well as minimum protection amounts to cover the cost of repairs to other vehicles and personal property.Definitions Of Non-FaultIf a driver causes an accident and is injured, his or her own liability policy will not cover the medical costs. Other passengers riding in the vehicle are considered victims and can file a claim with the driver's insurance company. Damage to the driver's car is not covered by liability either. If the driver carries collision insurance the claim for repairs to his or her vehicle would be taken care of by this coverage.Many insurance shoppers wonder about the limits for bodily injury liability protection. A policy can be written for the minimum amount required by state law, however this protection amount may not adequately cover medical costs for non-fault parties. Drivers must carry a certain amount of protection to cover bodily injuries suffered by a single non-fault individual, but also must carry a minimum amount to cover the costs of injuries sustained by all non-fault individuals involved in the same accident.Adequate Protection RequiredMany states have minimums of about $20,000 in bodily injury protection per accident. If several non-fault individuals suffer serious injuries caused by the insured, total medical costs could easily exceed this amount. Most insurance boards and transportation safety experts recommend carrying at least $50,000 in bodily injury liability car insurance. If the costs of medical bills is far higher than the amount of protection a driver carries, injured parties may bring a civil suit against the insured to claim the difference. This can become a costly legal affair for both parties. One means of protecting against this possibility is to obtain gap insurance or personal injury protection insurance.Shopping For The Right PolicyDrivers and vehicle owners are encouraged to learn the minimum amounts of liability insurance required by their state. When shopping online for auto insurance customers should consider purchasing liability protection exceeding the state minimum. Quite often a quote will be given that requires only a few dollars more per month in premiums when this bodily injury protection is doubled. Money can also be saved by combining liability and collision insurance with personal injury protection. This type of coverage is required in some states.
Where can I learn more about personal liability insurance?
Personal liability insurance is a common type of insurance, and just about every agency from Allstate to Geico and State Farm can provide you with the information you're looking for.
How would I go about buying income insurance and is it expensive?
Various insurance companies offer income protection insurance plans. You can learn more about income protection insurance (IPI) at en.wikipedia.org/wiki/Income_protection_insurance. Cost varies depending on the plan and provider you choose.
Is trip protection worth it from Priceline?
Trip protection is travel insurance. Whether it is worth buying depends on your situation. It is best to speak with the company providing the insurance to learn what they cover and their policies for how to submit a claim. This will help you decide whether or not it is worth the price.
What happens if you have a personal injury at your work place?
Workplace accidents are common and personal injury is the most frequent type of injury that can happen on the job. If you find yourself in such a situation, it's best to consult with a personal injury lawyer to learn about your options and the most effective way to handle it. The good news is that consultations with personal injury lawyers are often free and they can provide you with valuable advice.
Learn The Different Car Insurance Types Available In Georgia?
Georgia residents are required by law to carry a certain amount of liability insurance when operating a motor vehicle. This is not the only type of auto insurance available. Collision and comprehensive insurance, personal injury protection and uninsured motorist coverage are also offered by licensed car insurance companies. Vehicle owners are encouraged to check out the benefits of each insurance type and compare quotes from a number of providers to determine what auto insurance package is most suitable.Liability Insurance Requirements In GeorgiaAll drivers must carry a policy that meets or exceeds the state minimum coverage requirements. When shopping for car insurance online, individuals will see quotes given that include this minimum protection. At least $25,000 in protection to cover the costs of an injury to an innocent party is required. A minimum of $50,000 is required to cover the costs of bodily injury to multiple non-fault individuals and an additional $25,000 is needed to cover the costs of vehicle or personal property damage owned by those not at fault in an accident.Uninsured motorist protection is not required by law in the state of Georgia. This type of insurance provides coverage for vehicle damage and/or bodily injury caused by someone not carrying the required liability insurance. It is wise to consider this protection because in the event of a serious accident caused by a non-insured individual, victims have no recourse but to bring a lawsuit against the at-fault party if uninsured motorist protection is not in force. The suit may never result in any monetary compensation.Understanding Collision InsuranceGeorgia residents may be asked to carry this type of insurance when financing a vehicle. The car acts as collateral for the loan but if it is severely damaged the lender will have nothing to use as security for the outstanding loan balance. It is therefore important to carry collision insurance to cover the repair costs when a car is damaged in an accident caused by the vehicle's owner. Comprehensive insurance is part of this policy and is used to cover repair costs when the damage is caused by an unknown party or through an act of nature.Saving Money By Combining Coverage TypesA full vehicle protection package that includes liability, collision, comprehensive and uninsured motorist insurance will cost less than when each type is purchased separately. Not all insurance companies offer the same discounts when additional drivers or vehicles are added to an existing policy. Georgia vehicle owners are encouraged to speak with their agent and also check out the online rates from competing insurance providers. Some companies offer huge discounts when several vehicles are fully protected.
Where can I learn about wachovia personal finance?
Go to Wachovia.com. Click on personal finance to begin. From there you can choose from many options for your personal financial needs, such as online services, lending, retirement planning, banking, investing, and insurance.
Where might one go to learn more about mortgage protection plans?
You can learn about mortgage protection plans online at the Mortgage Protection Plan website. Once on the page, you can learn more about Mortgage Protection Plans, get a quote or apply online.
What is general liability insurance?
General liability insurance is a type of coverage that provides protection for businesses and individuals against financial losses and legal claims due to injuries, property damage, or accidents that occur on their premises or as a result of their operations. It typically covers medical expenses, legal fees, and damages awarded to the injured party. Learn More on my YouTube channel @TheInsuranceAgent1
Are you looking for personal injury lawyer in calgary?
If you are looking for Calgary personal injury lawyer, look no further! From start to finish, we will provide you with an Calgary personal injury lawyer that will guide you through the legal process and advocate for justice. You’ll be treated with the utmost respect and receive unwavering representation so you can confidently start on the road to recovery. Founded in 1990, our firm is deeply rooted in the belief that teamwork is the key to success and clients should always come first. Our commitment to helping accident victims and their families has never faltered and we continually strive to learn, grow, and excel at our craft. We have the Calgary personal injury lawyer for you!
Where can one learn about insurance rates?
One could learn about insurance rates by talking to friends and family. One could also learn by calling different insurance companies to get different rates.
