0
Currently, Kmart offers layaway year-round with the option to manage your items online. Sears also offers online management of your layaway items, even though they may not have specific school supplies like paper and pens, etc. They might be able to assist with back to school clothing.
What else can I help you with?
What You Need To Know About the Sears Layaway Program?
Sears was one of the first stores to start the layaway program years ago. Eventually, the store did away with the program only to bring it back in 2008. The Sears Layaway program is one of the best around, simply because you can conduct your business online in addition to your local Sears store. Using the Sears layaway program online, you can actually purchase your items online and then click the layaway option before completing your transaction. Then, you can pay for your purchase in installments through the online program. When your purchase has been paid off, simply go to the store to pick up your items. Sears charges a $5 layaway fee for the layaway program. In addition, you will have to pay a $10 fee if you cancel your purchase. When your items are on layaway, you will need to pay off the balance of your transaction in no more than eight weeks. For Christmas layaway purchases, items must be paid for and picked up by December 23rd. You can pay for your items online using the Sears layaway online program or you can make payments at the store. As with any layaway transaction, it is best to understand what fees you may have to pay before committing to the program. It is also important to save your original register receipt and receipts for any payments you will be making on your purchase. Certain items can not be put on layaway including clearance items. Other items excluded from layaway include home appliances, electronics, gift certificates and automotive tools. For a complete list of the items which are excluded, talk to a Sears customer service associate. Customers must pay 20% of the total purchase or $15 in order to open a layaway account. The down payment required must be in cash. Identification is also required in order to open or close a layaway account. Proper identification is also required when picking up paid merchandise.
Use Online Layaway to Conveniently Manage Your Budget?
Layaway was once a popular way to purchase merchandise Made popular during the depression; customers could have an item held, make small payments over time and then take the item home when it was fully paid for. Over time, as the popularity of credit cards grew and most everyone had easy access to credit; layaway became a thing of the past. Today, though, with lenders reacting to the economic downturn and adhering to stricter lending guidelines; layaway is making a comeback, particularly as a way to shop for holiday gifts.Layaway for TodayToday's layaway is different, though. Many consumers use the internet to shop for the convenience. Accordingly, online layaway is becoming a popular way to buy larger items that are needed or to purchase holiday gifts. Sears and Kmart are two retailers that are now offering online layaway programs. Items that are available for layaway are specifically marked and payments can be made either in store or through the website.Layaway Versus Credit CardsLayaway is an appropriate tool for shoppers who need or want to purchase a more expensive item and need to pay for it over time. Layaway can help you avoid paying credit card interest and save you money. Keep in mind, however, that most online layaway programs impose a fee for participating. The fee typically ranges from five to ten dollars, depending on the length of the layaway contract. In most cases, especially for more expensive items, this fee still represents a much smaller amount that what you would pay in interest on a credit card for the purchase.All buying options come with advantages and disadvantages, and whether or not online layaway is the right choice for you will depend on your personal situation and preferences. Online layaway does offer a convenient way to choose items from the comfort of your own home, make easy payments over time and end up with the items that you need or want.
Reasons to Consider Online Layway?
If you are looking for a great way to save toward purchases that you want and need without feeling too much of a sting on your wallet or getting yourself into debt, you should consider online layaway. Layaway options allow you to put minimal down payments on various household items, clothing and other things that you want and need, and the payments are typically very reasonable. You can also typically pay off these items relatively quickly, allowing you to get things for your home, yourself and your family without shelling out a lot of cash at one time or using a credit card. Although you may have purchased items through layaway before, you may have never heard of or considered using online layaway. However, there are plenty of advantages to doing so.Shop AroundWhen purchasing items in a regular retail store, it can be difficult to compare prices or styles. When you use online layaway, however, the Internet is at your fingertips. This allows you to make sure that the item that you are putting on layaway is what you really want. You can also enjoy the convenience of shopping from home when it is feasible for you instead of rushing to a local store before they close for the evening.Make Payments EasilyAlthough there are a lot of benefits to layaway, putting items on layaway in a local retail store can have its share of annoyances. For instance, it might be difficult to make time to head to the store every week or two weeks to make your payment, and many stores do not allow you to make layaway payments online or over the phone. With online layaway, however, you don't have to worry about this issue.Shop With Stores That Aren't In Your AreaIf your city or town is like a lot of places, you are probably pretty limited when it comes to stores that offer layaway options. This isn't a problem with online layaway, however. Since you can shop with companies from all over the country, you can get the items that you want and need, regardless of where the company is located.
Where are some sites that I can layaway?
websearch.about.com/od/.../tp/online-layaway-programs.htm offers 5 sites where this is possible. elayaway.com offers a secure place with many categories listed. Sears.com has online layaway also. If you visit a store in person you can ask them if they offer an online layaway program.
Does Walmart have layaway online?
sears has a online layaway program that helps individuals buy an item upfront and you pay them back later. I would check that out. as for the online portion of this question I do believe that they offer that as well
Can I put lcd and/or plasma tvs on layaway at k-mart?
Yes you can the restrictions at Kmart are for clearence items. They do charge a small fee for putting items on layaway. Some stores have longer layaway periods than others so be sure to get the details for your store.
Can you do layaway online?
well, some websites have layaway like elayaway.com but i guess you cant on other websites
Does finish line have online layaway?
Yes they do. The layaway plan is for 30 days.
Shop Wisely With Kmart Layaway ?
Clothing, personal care items, household goods, electronics, toys, tools and sporting equipment comprise the items a family needs throughout the year. When shopping at Kmart for your family's needs, your total bill adds up fast. To save money, budget wisely and shop more effectively, consider participating in Kmart Layaway. Kmart offers Layaway as a financial service to customers. Fill your cart with items you need and proceed to the Kmart Layaway department. A friendly, knowledgeable customer service agent will process your Kmart Layaway contract. They scan each item you wish to purchase and tally the total. You show your photo identification, sign the contract and pay the Layaway fees. Customers receive eight weeks in which to completely pay for the merchandise they wish to purchase. Each Kmart Layaway agreement requires a $5 service fee and a 10 percent down payment. The remaining purchase total is divided into four payments due bi-weekly over eight weeks. If the customer cancels a new Layaway agreement, they must pay $10. A missed payment exceeding seven days results in the cancellation of the Layaway contract. Customers may place as many Kmart Layaway contracts as they wish as long as each contract is kept current. Most Kmart locations offer Layaway services, and many online items may be placed on Layaway. Certain products such as food and cigarettes may be ineligible for Kmart Layaway. Make Kmart Layaway payments online or in store. Payment in full and merchandise pick-up can be made any time without penalty. Kmart Layaway offers convenience to customers on a budget. Afford to buy costly big-ticket items like electronics and bicycles or large quantities of items like back to school supplies and holiday gifts by using Kmart Layaway. If you see an item on sale that you wish to purchase but do not yet have the cash to buy it, place it on Kmart Layaway and purchase it gradually. Rather than charging items on a credit card and paying interest fees, utilize affordable and convenient Kmart Layaway. Shop smarter and budget wisely by participating in Kmart Layaway.
Has Walmart brought back its layaway program?
Starting this year 2011 walmart is bringing back layaway in oct and ending before christmas. The day after thanksgiving items (Blitz day), will not be allowed to be put on layaway.
Which Walmart offer layaway?
Layaway is only offered on Jewelry at Walmart. -------------------- The person who answered above is partially correct. Walmart allows layaway in Jewelry and also in select stores they do allow layaway on special ordered guns (guns that the store does not carry in stock, but are specially ordered). Also this year 2011 walmart will have layaway starting in the middle of october for customers and the first part of october for associates (walmart employees), and will end during december before christmas. The Blitz items (day after thanksgiving sale items) will not be allowed to be put on layaway, and some stores are planning on not allowing any new items to be put on layaway that day to avoid confussion.
How do online layaway programs work and are they reliable?
You can use online layaway programs the same as in person. You have to make incremental payments until the balance is paid off. Then the company will release and send it to you.
