Life insurance is available from hundreds if not thousands of providers. If you don't know an agent you know someone else who does. You can look in the phonebook if all else fails.
Usually the only difference between accidental death life insurance and regular life insurance is the name, although sometimes an accidental death life insurance will pay out more money if the death is accidental.
"There are many different insurance companies out there, such as MetLife and American General, that offer accidental death insurance. The best way to find accidental death insurance is to contact insurance companies that provide life insurance and contact them for the rates and the terms that the insurance will be paid out should an accidental death occur."
There are many companies that provide insurance for accidental death and dismemberment. This includes companies such as American General Life Insurance Company.
Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.
The amount of life insurance you purchase depends on how many dependents you have and their ages. You would want term insurance that would cover several years of living expenses plus college for a spouse and children. Mind you, this is cheaper the younger you are. Accidental death and dismemberment may be a subset of life insurance--your beneficiaries get paid for your untimely death.
There are several companies that one can purchase accidental damage insurance. These companies include Safe Ware, Travel Guard, and iVacation Online.
One can go to various automobile insurance companies to purchase accidental insurance. The insurance can either bought via the telephone or via the internet. An example company who offers this service is Progressive Auto Insurance.
The Death certificate and MVR (Motor Vehicle Report) can be used to determine if death was accidental.
Accidental Life or commonly known as AD (Accidental Death) Policies will not pay if the cause of death is illness.
If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.
Though many consider it necessary to have all types of insurance, it can be costly, and most likely you will never need it. When thinking about buying accidental death insurance, consider the need for it.
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