Met-Life is a great life insurance company. It is also great to compare different rates of companies. You can do a get side by side suggestions and comparisons in an instant.
Tesco Life Insurance is a product that is offered through the Tesco Bank. Research has provided information that this company only provides insurance to consumers in the United Kingdom.
According to my research they both sell Life Insurance. That is the only similarity that I could find.
In designing insurance products how is the cost/benefit to the consumer quantified?
There are several factors that are considered with regard to what you'll pay for life insurance. Start your research here: https://www.selectquote.com
While you could go online and research, I strongly suggest that you contact an Insurance Agent. Insurance Agents will not charge you to quote life insurance and they can also give advice regarding your insurance needs.
You can research life insurance online and also receive quotes, but the only way you will be able to purchase the life insurance is if you have all of that individual's personal information.
"According to the research I found, Tranamerica Life is NOT one of the top ten Insurance companies in the USA (at least according to ""Top Rated Insurance Companies"")."
Universal Life was "the thing to get" in 1979. Today, it is rarely mentioned in the insurance industry. I am not an insurance expert, but what that tells me is that it was a "pig in a poke", and not a good idea if you are starting out to buy insurance. Since the only people fully versed in it are insurance men - and they are in business to sell insurance - I don't know offhand how you'd research it thoroughly, but a little research could tell you.
Is there a web site available for free for research to see if parents have life insurance coverage and if refunds are due to them of spousal death?
CompuQuotes.com offers whole life and other insurance quote research, just enter your zip code and it will show you what options you have in your area.
Consider a Life Settlement to see if you qualify. Try selling it before it lapse. Research Life Settlements.
When buying life insurance online it always important to research the company offering the insurance for legitimacy. Once this done a quote may be requested to compare against other providers.