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Some banks have agreements with some state governments to allow recipients of government checks to cash them at those banks. You should check with the government agency that issued your check to find if any bank will negotiate the check for you as a non-customer.

If there are no banks with an agreement with the government agency to cash your check, you would have to try a check cashing service. You can often find these in the phone book under financial services. Many grocery stores and large box stores will also cash checks for you. Typically a fee will apply at these places.

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Q: Where can one cash a government disability check if one doesn't have an account anywhere?
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