Research has shown that there are three main credit reference agencies in the US. These are Equifax, Experion and Callcredit. One can find information regarding these agencies on the Money Saving Expert website.
To access their credit data, people should send a letter to a credit reference agency. They collect public and credit data to produce credit reports and credit scores.
One can find a credit repair agency online from review articles and posts from websites like The Top Tens and Angie's List. The Top Tens actually provides 100 credit repair agencies.
The lead names are Experian, TransUnion, and Equifax. Equifax is the one that's used the most.
One can find information about the credit reporting agency called TransUnion by visiting the website of TransUnion itself. Wikipedia also has useful information about TransUnion.
Credit reporting agencies can be found in a number of locations. The most common locations are the yellow pages, on online at equifax, gcs-credit, and consumer.ftc.
Only if you get an agreement from them in writing. How could the collection agency have any affect on the original credit card issuer? You are dealing with two completely different accounts, one for the credit card and the other that was purchased as a bad debt. They cross reference each other on your credit report, but otherwise are unrelated.
One can find credit card debt advice from a variety of different locations. You can try a debt counselling agency, blogs on cutting down on debt, debt forums and you can even ask your credit card for help too.
You can find your credit card score in a number of ways. You can write to a credit agency, supplying evidence of who you are and paying a small fee. Or you can also now apply for a credit score online.
Care one credit is a credit agency that you apply to get a credit line with. You must fill out the application and go thru the credit approval process in order to get Care One Credit.
If one is troubled by payday loan debt, a credit counseling service may be the answer. Make sure to find one that is not for profit. A local bank or credit union may be able to provide a reference.
If one is looking for credit and require a reference, this can be provided by the credit bureau. A credit bureau such as Equifax would have a complete history of your financial dealings and standings and would be able to provide an answer as to whether or not your are a good risk to lend money to.
unfortunately, you must do it with each one.