Many life insurance providers offer life insurance with no physical exam required. One well-known company is Globe Life Insurance. For customers over 50 years of age, AARP also offers a life insurance policy with no physical required.
You can get life insurance online without a medical exam. Some websites you can go on to get life insurance without a medical exam are AnicoDirect and Efinancial.
If one is interested in buying life insurance without medical exam, it is necessary to know that this type of insurance is more expensive and one would expected to pay an extra money to get it.
There are several things you can do to help you prepare for your life insurance physical exam. 1. Don't drink caffeine the day of the exam. 2. Schedule the exam for the morning. 3. Don't exercise the day of the exam. 4. Don't eat poppyseed bagels before the exam, sometimes this may give a false positive for drugs in your system.
Research has shown that there are a variety of options for one to purchase life insurance with no medical. Insurance companies such as Saga and Smart Insurance offer this type of policy. One can also use sites such as UK Net Guide to compare quotes for no medical exam insurance.
There is the one through AARP. www.gardenstatelife.com is also no exam.
One of the benefits of Family Life insurance is that they offer a great deal of insurance for a small price. Also, no medical exam is necessary and they have a thirty day guarantee.
There are many reasons one would want a term life insurance with no medical exam. Lifesource Direct, Mutual of Omaha, and Matrix Direct only ask a few medical questions, but do not require an exam.
The number one requirement for someone to be able to sell life insurance is an "Insurance License". The requirements for obtaining a license varies from state-to-state but passing an exam is always a requirement.
Many companies offer life insurance to new employees without requiring a physical. If that is not an option, then Mutual of Omaha also offers policies that do not require a physical, but the policies do have age restrictions.
There are many companies that offer life insurance without medical exams in the State of California. Most of which offer increased rates due to the no medical exam. Here is the website to one I found: https://www.primequote.com/
This service is nothing special in the present insurance industry. Try out one of the many insurance providers and get more information on their offering on their website.