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Someone with bad luck is not completely out of luck when it comes to obtaining a personal loan. There are many small businesses that offer credit to those with less than perfect credit scores. These businesses can be easily found by searching online or in the yellow pages, but a few examples are 310 Loan or Pay Day Loans. It is important to read the fine print carefully when applying for such loans however, as the interest rates may be very high and the terms may be restrictive.

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Q: Where can someone apply for a personal loan with them having bad credit?
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