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John Perry Insurance
Answered 2020-08-17 03:49:54

Homeowners insurance is a form of property insurance that financially address losses and damages to an individual’s house and other possessions in his residential home. The policy customarily includes the interior damage, exterior damage, loss or damage of personal effects, and even injury that arises by chance while on the property.

Property insurance has the following benefits:

It is a protection against Property Damage;

It covers loss or damage against floods, fires, earthquakes, theft and other weather-related damages;

It also provides for liability coverage against accidents.

Though insurance policies cover liabilities up to a limited range only, it also includes the liability claim incurred by the owner as it protects the insured from further damage.

The rate of the premium always relates to the rate of the insurance claim, that is, the higher the premium value, the higher the insurance coverage will be set.

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Wiki User
Answered 2013-07-09 00:16:44

One can buy homeowners insurance from many insurance companies. For instance, All State offers homeowners insurance for a reasonable price. Other insurance companies that offer homeowners insurance include: Geico, Liberty Mutual, and Progressive.

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No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not.



Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.


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Normally when you buy a house, you will be required to get home owner's insurance and pay a deductible. If you can pay the deductible, you may lose your homeowners insurance.


Yes, The Heirs can buy the policy or the Estate executor can buy a home insurance policy.


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Anyone can purchase AAA Homeowners insurance either online, over the phone or at a AAA corporate office in your area. You can get quotes using any of these.


No. Several insurance companies offer flood insurance apart from the National Flood Insurance Program.


No. This will have nothing to do with the price of the homeowners insurance.


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Homeowners insurance will continue after an owners death. The Homeowners insurance policy will typically be paid for by the executor of the estate and become his or her responsibility.


Contact a local independent insurance agency for possible insurer's for your risk.


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NO. Homeowners insurance policies do not provide coverage for automobiles. That's what auto insurance is for.


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No. Homeowners Insurance does not cover the owners default on a mortgage note.



Homeowners Insurance Covers your Property. Not criminal activities


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