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Where can you check to see what is on your credit?

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2011-12-19 23:00:56
2011-12-19 23:00:56

In most of North America the credit reporting agencies must provide you with your Credit history at NC. Not your score, just the info they base your score on.

The agencies are different based on country and state or Provence in some cases.

To actually get the needed info:Call your bank, ask them the phone numbers for the agencies in your area.

Then call them, Answer the questions and they will provide you with your credit history.

They can and will ask if you are willing to pay for your score. The three agencies in my area vary from $34 to $90. Billing for your score is 100% legal. But you do not need it!

If you do not understand why you can't get a loan based on the info be aware that to much available credit, credit cards and credit lines, is a negative. Ask your bank loan officer to explain why you have a poor credit rating or they have denied your request.

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