Here is advice: I recommend you talk with a local agent who can get to know your circumstances. Let them explain all the options including alternatives to traditional LTC insurance because there are some excellent options. Also, if you know you have some medical issues make sure the agent knows about them. Getting a quote for a perfectly health person may be interesting but irrelevant if you will never qualify for that rate. In my opinion anyone who would quote you without having you complete a brief pre-qualification form is wasting your time. They want to give you a low quote but will very often come back and tell you your actual rate will be higher, sometimes MUCH higher. I would prefer to be honest up front and let you make a decision based on reality. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more.
You can always request for free long term care insurance quotes online, it gives you faster results and it is free. See the related links below for a few resources where you can get free long term care insurance quotes.
There are many ways to find long term insurance care. Long term insurance care can be found on websites such as Nationwide, LongTermCare, and CompareLongTermCare.
The Federal Long Term Care Insurance Program (FLTCIP) specializes in offering federal long term care insurance to eligible groups and their relatives.
One can find long term care insurance at many various health insurance websites like Blue Cross and Blue Shield. They have many options for long term care insurance.
Long-Term Care insurance protects asstes, disability income protects incomeNo, long term care insurance covers all the costs of a caregiver that is not covered by Medicare, Medicate and disability insurance. These services are quite extensive and expensive.
One can take out a long term care insurance policy from several different places. Some of the places in which one can take out a long term care insurance policy from are: Long Term Insure Me, and Own Your Own Future.
Companies that sell long term care insurance are American Fidelity Assurance, Berkshire Life Insurance, MedAmerica Insurance and Prudential Insurance.
One can get long term health insurance in the United States from LTC Insurance and AARP Medical Insurance. One can also get long term insurance from Long Term Care and Kaiser Permanente.
An insurance policy that covers custodial or personal care is a long term care insurance, generally, long term care insurance covers things that are not covered by health insurance. If you are unable to perform activities of daily living, or need assistance due to disability and chronic illness, long term care insurance covers these services. However, you need to buy it before your develop a condition that would require you to be on long term care
The cost of long term care insurance depends on your purchase age, location, and the benefits and policy features you choose.
Valerie VanBooven has written: 'Aging answers' -- subject(s): Insurance, Long-term care, Long-term care, Older people 'The Senior Solution' -- subject(s): Long-term care, Long-term care insurance, Older people
Online term life insurance quotes is generally off by 10%