There are many banks and credit unions willing to provide loans to people without jobs. You should check with a local branch first to see if you qualify.
An auto loan calculator factors in the interest rate of the loan, the loan amount, and length of time for the auto loan. This information givens you the monthly payment as well as loan balance for that particular loan plus the total you will pay over the life of that loan.
To refinance an auto loan, work with your bank or credit union to pay off your existing loan and get better or more spread-out terms for a new loan. Often, it is not worth the hassle of refinancing, unless your current interest rate is 1 to 1-1/2 points higher than what you could get with a new loan.
http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx is an online amortization tool for auto loans. Another online tool can be found at http://www.myamortizationchart.com/auto-loan-amortization-calculator/ with a similar set of inputs.
One could get help with auto loan refinancing from Wells Fargo. Other options include Capital One, Edmunds, Chase Auto Refinance, and Bank of America.
You can find printable online auto loan forms at http://onlineautoloan-application.com/online-auto-loan-application/printable-auto-loan-application-form/. Another good site is www.boatus.com/rvloans/print.asp
One can find an Auto Loan Refinance Calculator online at Lending Tree or PNC. One could also find an Auto Loan Refinance Calculator from Nationwide or NFM Lending.
Auto Loan
You could find out more about auto loan financing by consulting your bank or speaking with a representative of your insurance company. http://www.autoloanfinance.net/
There are a lot of places online one could get auto loans at a good rate. To name a few, one could try Car Direct, My Auto Loan, Up 2 Drive, Auto Credit Express and Capital Car Loans.
From the credit application you filled out when applying for your auto loan
Auto loan calculators are not reliable. Although they can sometimes predict auto loan payments correctly, they are often inaccurate and can cause issues.
You can refinance an auto loan at any place you can get an auto loan. It may be best to use an agency in which you have already gotten a loan through before.