0
Small, regional banks or credit unions where the consumer can begin a financial relationship are often a great place to start. If the consumer does not have a bank account, or cannot open one at the present time, they need to ask what steps to take to begin the process.
A good way to begin building a credit history is with a secured credit card. This type of account requires a deposit, usually 75%-100% of the credit limit, which "secures" any purchases made on the card. It is possible to get a secured credit card with no credit check.
Other ways to build credit include low-amount personal loans, automobile loans, and student loans.
If you have no credit simply because you haven't built it up yet, then go to a department store and get a charge card from them. Be sure that you make your payments on time and have a squeeky clean payment record. Then you can apply for a Visa or Mastercharge.
If you have been in debt and this is the cause of not being able to get credit you may have more of a problem. If you are completely out of debt and paid back what you owe, phone a credit card company, take out a credit card for the lowest amount, be sure you pay all payments on time, then up the balance more when it is suitable for the credit card company. It takes time, but well worth it. Be very careful of the credit card web .. one can get caught up in it like a fly in a spider's web.
Good luck Marcy
Wiki User
∙ 8y ago
Add your answer:
Earn +20 pts
Where is it possible to find a 0 APR credit card offer?
You could find a 0 APR credit card offer by going to the online website Canadian Credit Card. They have several card options all with different specialized services.
Where could one find the best credit card rates?
One can find the best credit card rates on various websites like moneysupermarket and Bankrate. One could also visit a local bank and ask if they have a list of the best credit card rates available.
Where can one find the best credit card reward program?
There are many places where a person can find the best credit card reward programs. A person can look on the computer for the best credit reward programs. Also, a person can check the newspaper for ads for credit cards and see what rewards they offer.
Where can a person go to get instant credit card approval?
Sometimes it can be difficult to get a credit card with a bad credit score. At such times its tempting to find a way to get instant credit card approval. Sites like creditcards offer many instant credit card approval offers.
Where can one find their credit card rate?
There are several ways to find credit card rates. You can visit your local bank or credit union in person, or you can research rates on the internet. One of the great sites for researching credit cards and rates is nerd wallet. The site attempts to pair a credit card to your specific needs.
Where can you find the visa card number on your credit card?
If its not in your card, you could either call the company or ask a store with a credit card machine. :)
How can I find out the name of person from the credit card number?
The name is not encoded in the credit card number. You will have to ask the bank (they should not tell you!)
Where is it possible to find a 0 APR credit card offer?
You could find a 0 APR credit card offer by going to the online website Canadian Credit Card. They have several card options all with different specialized services.
Where can I compare business credit card rates with personal credit card rates?
There are a large number of factors which play into credit card rates. In order to find out how business credit card rates compare to personal ones, you may need to talk to a credit card company representative, a person who owns both credit cards, or a person who works at your local bank or credit union.
Where could one find the best credit card rates?
One can find the best credit card rates on various websites like moneysupermarket and Bankrate. One could also visit a local bank and ask if they have a list of the best credit card rates available.
Where can one find the best credit card reward program?
There are many places where a person can find the best credit card reward programs. A person can look on the computer for the best credit reward programs. Also, a person can check the newspaper for ads for credit cards and see what rewards they offer.
Where can a person go to get instant credit card approval?
Sometimes it can be difficult to get a credit card with a bad credit score. At such times its tempting to find a way to get instant credit card approval. Sites like creditcards offer many instant credit card approval offers.
Do people use credit card generators in scams?
No people do not use credit card generators in scams. People find out authentic credit card numbers by theft of credit cards or even scanners that can scan cards in a person's pocket.
Where can one find their credit card rate?
There are several ways to find credit card rates. You can visit your local bank or credit union in person, or you can research rates on the internet. One of the great sites for researching credit cards and rates is nerd wallet. The site attempts to pair a credit card to your specific needs.
Where can a person obtain a credit card with no annual fee?
The best place to obtain a credit card with no annual fee is to visit your local banking institution. The bank representative will review all the credit card products that they offer and find the credit card that suits your spending needs.
Where could someone find credit card consolidation services online?
You can find credit card consolidation services online at the Consumer Credit website. Once on the website, you can get help online or call them by phone at 800-769-3571.
Where can one get more information on gas rebate credit cards?
There are many places where one could find information on gas rebate credit cards. One could check online sites such as credit card forum for information on this type of credit card.
