Credit bureaus, also called credit reporting agencies (CRAs), are companies that collect and maintain consumer credit information. The three major CRAs in the U.S. are Equifax, Experian, and TransUnion, and they are all publicly traded, for-profit companiedebtredemption.
To get consumer credit information, one can go to the website Care One Credit. One can also get credit counseling at Investopedia, Equifax and the company Consumer Credit.
First of all, it's not really the credit card company putting a consumer in bad credit standing. It's due to the consumer not paying thier bill on time. Information on payment history is on your credit bureau for 6 years.
The Consumer Credit Protection Act of 1968 assures that every consumer with a need for credit is given meaningful information with respect to the cost of that credit.
Several companies offer a free credit score report. These companies include Free Credit Store, Annual Credit Report, Consumer FTC Gov, and Credit Karma.
A consumer guide for credit cards can be found online on various websites that give consumer reviews of credit card companies, such as yelp and Better Business Bureau.
Deloitte will help a consumer with a poor credit rating. The company will help the consumer with poor credit get a new start. Easy Financial will loan from $500 to $5,000 to a consumer with bad credit.
Locating information on settling credit card debt is readily available at many credible sources online. The information can be obtained from the Consumer Information site provided by the government. There are also many private companies with information available.
A consumer credit report consists of a persons personal information as well as their credit history and score which can be used by financial institutions and sometimes employers as well.
Information in a credit report comes from banks, mortgage lenders,credit unions, credit card companies, insurance companies, landlords, department stores and employers.
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The consumer finance companies has been servicing credit since 1916. The sales finance companies has been in since 1940.
Credit card companies for the most part are very similar. You can find more information online at such websites as http://www.creditcards.com/ or www.creditcardguide.com/
You can find information on credit scores online. You can go to www.creditscoring.com/, www.frbsf.org/publications/consumer/creditreport.html or www.experian.com/credit.../what-is-a-good-credit-score.html or information.