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Where do you check your credit report and score?

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Answered 2006-08-26 13:49:22

You get a free report annually. Otherwise you have to pay. Simply got to and you can view your report from the 3 major agencies. Otherwise you have to pay, which is beyond me. Why should anyone have to pay to see their own information, especially if it's fraudulent?

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Does it hurt your credit score when you have a credit report service that allows you to check your credit score as much as you want?

It only hurts your credit score when someone else pulls your credit report.

How much does it cost to check your credit score with equifax credit report?


Can you check your credit report or credit scores without negatively impacting your score?


Where can I check my credit score and my credit report online?

There are three companies that can give you a credit report. It is a good idea to check all three, because they can be different. You are entitled to a free report once a year.

Can a stranger find your Fico score?

the only way to get your FICO score if to access your credit report if they can get your report they can get your score. check out for more information

I need a to get a copy of my credit report.?

You can check your credit report for free online, but be careful that you use a credible website. Visit to check your score.

Where can I obtain my credit score along with information to help me understand it?

You can get your credit score from Experian, Equifax or TransUnion. It is suggested that you check them all because they can range widely in score. You can check your score free at Credit Karma. There is no definitive score that is "too low" to buy a house. If you have a co-signer with a great credit score, that helps immensely. The best thing you can do is try the best you can to pay your bills on time and to check your credit report for any discrepancies and report them immediately.

If you check your credit report will it decrease your score?

No, checking your own credit score is called a "soft inquiry" and will not affect your credit score. Only "hard inquiries" - those from potential lenders affect your score.

Where can I find my credit report score?

You are correct that banks often check your credit score before granting a loan. There are many companies that offer your credit score including

Is there a negative impact to your credit score if you request a credit report?

Ok when you check your credit score there is a negative impact, but it is so small that it really won't lower your score at all. If it lowered your score that much everyone would have bad credit considering all the places that check your credit throughout the year. So it is okay to check your credit, it will not hurt it.

Can one check their credit report online?

You can check your credit score online. You can do a credit report from all 3 credit bureaus for free once a year. is a great site and it is fast, easy, and secure.

What is a credit report and why is it important?

it is when you check your credit it shows you your score and tells you if it is good or bad and it is important because without it you could spend extra money on something you buy because you have a bad credit report score.

Why is it beneficial to check a credit report score often?

A credit report can be obtained from the three major credit rating companies once annually for free. It can be beneficial to check these reports not only to prevent identity theft, but also to check for errors made by banks, which can adversely affect your credit score. Checking your report too often with credit checking sites is ill-advised, as your credit score will actually go down every time someone requests a copy.

What is a 3 in 1 credit report for?

there are three reporting agencies and this allows you to get your credit score from all three. it also allows you to check for inaccuracies your score.

Where can you get your true credit score?

There are many places online where one can check their credit score. One such place is on the TrueCredit website which can provide you with a free credit report through TransUnion.

Which websites let someone check their credit score for free?

You can check your credit score for free at websites such as Credit Karma and FreeCreditReport. You can also request one free report per year from each the major credit bureaus online.

Where is a safe place to check your credit score on the Internet? is a safe, easy way to check your credit report online.

Do you get your credit score when you get your free annual credit report?

No, you do not get a credit score when getting your free annual report. You may be able to get a credit score monitoring service through a credit card like Sears.

How do I check my credit score?

You can get all 3 of your credit score each year at Also if you applied recently for a home loan and were denied you can receive your credit report free through them.

Is there a Credit Report Company where you can check your credit score from all 3 anytime you want unlike the ones where you only have 30 days to view your report?

Check out You can instantly download all three reports, as well as your credit score from each agency (though that will cost you extra).

How can you check your credit score online?

By law the three main credit reporting agencies (Equifax, Trans Union, and Experian) must give you at least one free credit report a year through "Annual Credit Report". Unfortunately, this report does not have to contain your credit score. If you really need to know your actual score, there are dozen of websites (like Free Credit Report) that will give you your credit score. Be CAREFUL that the vast majority of these sites will sign you up for a monthly service that you have to cancel unless you want to pay.

Can you check your credit history score online?

One place to check is They can show you (once yearly) what information is contained on your credit report but not your score. If you want to see your actual score you will need to find a credit score website and pay a monthly fee. The best and most up-to-date credit score site I've found is

Does a credit report list your credit score?

Your credit report will provide a general assessment of your credit. You will want to contact an organization like to get a copy of your actual credit score.

What is my corporate credit card score?

It is easy enough to find out more information on your corporate credit score. Transunion credit report offers this convenient service. Check out further information at

Does checking your credit report cause points from your score to be deducted?

Yes it does effect your credit score some how when u check it your score drops alittle. because i check my credit score to take a loan and it was just at the good mark for the loan. but wheni went to get thw loan they denied me because of my credit. and they took out for checkin it. The above reply is correct if you are checking your report. It is incorrect if you are asking about others checking your credit report. How often you have attempted to use credit can lower your credit score. You need to be careful of applying for credit or a mortgage over the internet. Many of these are just "lead factories" who will sell your information to numerous companies. If there are an abnormal number of requests then it is possible that your credit score will be lower. For an in depth discussion of your credit score see