Where do you find sample letters for hardship?

Answer 1

Writing hardship letters does not have to be difficult, but you need to know what your lender is looking for. Many homeowners simply do not understand the basics of writing an effective hardship letter and this is costing them their homes.

Here are some points to make in your hardship letter1. Use the Subject Line to Get your Point Across: The subject line instantly lets the loss mitigator know why you are writing this letter.

2. Keep it Brief: This is not the time to tell your life story. Keep to the point. Let the loss mitigator know your problem and how you think that the lender can help you fix it.

3. Be Personal: The person reading the letter has to get to know you and your family so get this across. This attention to the personalization of your problem will set you apart from the other cases. In fact the loss mitigator may actually pay more attention to you because of this connection.

4. Clarity: Your hardship letter for mortgage relief should be written in brief, concise paragraphs with a summary.

5. Information: Your financial hardship package should be accompanied by other important information: bank statements, cash flow documents, income tax statements, and letters of reference.

6. Gratitude: State how appreciative you are that you have been given the chance to convey your situation to someone who is willing to listen. Because this person is willing to help the hardship letter for your mortgage should be humble in tone.

Sources: http://hardshiplettersample.com/hardship-letter-for-mortgage-reduction/