The Templates that you can use are made by Designers who share them work under a Common Creative License or a free GPL License (free To use), there is a Several websites from which you Can get a Templates :
http://www.template4all.com
http://www.freethemes4all.com
http://freewebtemplates.over-blog.com
freewebsitetemplates.com
http://freecmstemplates.blogspot.com
http://templates4all.blogspot.com
Numbers of Calendar Templatesare available at www.calendarlabs.com
They have website templates which are pre-built websites. They also have flash templates, SWiSH templates, Flash photo gallery templates, and Flash intro templates.
Mac Powerpoint Templates it different Microsoft PowerPoint templates it's design very impressive to another PowerPoint templates. Slideworld.com is a best resources for getting Mac Powerpoint Templates
Templates installed with Microsoft Word
One can find reviews for calendar templates on websites with Calendar templates and reviewers or users who rate these templates based on how they like them.
Online; just type "css templates" into your favourite search engine.
There are a few places one can download adult templates for websites. Adult-Templates, Template Monster and Generic WP Themes are some of the sites offering such templates.
You can find free pamphlet templates at Pamphlet Templates website. There are also many templates available on programs like Microsoft Word and OpenOffice.
Template monster offers premium website templates, flash templates, web templates and other web design products. The number of templates for each category varies but I'm sure they will have something you like.
You can find free e-mail templates at http://www.campaignmonitor.com/templates/. They offer hundreds of email templates, including html email.
There are various templates installed in MS Power point. There are 9 predefined templates in it.
There are many good leaf templates that can be used for websites, including some free templates online. Template World offers some great templates that are easy to use.
If you have microsoft office you can go to their website and they will have free templates of all kinds. Intimateweddings.com also has some templates.