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It all depends on your insurance coverage. It is also unique to each state. By definition collision coverage would cover anything that comes in contact with your car including, but not limited to: rocks, animals, hail, and many others. However, on your insurance document it may state items excluded- such as earthquake damage, hurricane damage, etc. If I were you I would call up my insurance agent and ask the experts, it rarely hurts to ask. Good luck!

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โˆ™ 2005-03-22 02:19:33
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Q: Where do you stand regarding insurance and liability if you hit a deer?
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Related Questions

Will auto liability cover damage done by a deer?

No. Unless you killed somebody's pet deer, liability insurance is no value. Liability insurance covers the damage you do to somebody else's property or person. Collision insurance covers damage to your vehicle when you strike an object or animal or when your vehicle is damaged by someone unknown, as in a hit-and-run accident.

Will liability insurance cover deer damages for state farm?

Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.

Will liability insurance cover you if you hit a deer?

Deer Collision No. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you cause to someone else's property, not your own. A deer hit would fall under comprehensive coverage, and isn't considered an at-fault loss. In some states, collisions with wildlife are covered by the state. Check with your insurance agent.

What do you do after hitting deer in Washington state car damage?

If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.

Will allstate liability insurnace cover you if you hit a deer?

Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance.

How can one make a deer stand?

A deer stand is a wooden platform on a tree for the avid deer hunter. HHO4Free offers plans and instructions for building a deer stand. You Tube has a video that will help too.

Does car insurance cover you if a deer hits you?

Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.

What is the Hartford Insurance Mascot?

stag deer

What type of insurance will cover damages to your car if you hit a deer while driving through a parking lot?

Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)

Will your insurance company pay for the damages from hitting a deer if you have PLPD?

The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.

Will liability cover if you hit a deer?

If you hit a deer, coverage is found in your auto policy in the "Other than collision" or comprehensive coverage section for damage to your covered auto. Liability is available only for third parties that you injure due to negligence.

Does uninsured motorist insurance pay if you hit a deer?

Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.

Will American family liability insurance cover you if you hit a deer?

The liability will cover for most property damage that may happen. I don't think that the deers family will sue you so that may not apply in this case. If you have coverage for the vehicle such as comprehensive and collision coverage, then it should cover your vehicle for the damage that was done, minus the deductible.

Is your insurance company required to fix your vehicle if you hit a state of Indiana deer?

No. We do not have state deer, here in Indiana. Only wild deer.

Does homeowners insurance cover damage by a bear or deer?


Where can one purchase a deer stand?

There are many places where one could purchase a deer stand. A few websites where one may purchase a deer stand include: Amazon, eBay, and many sports shops. One may also check out local sports shops in person.

If you have deer whistles on your car and hit a deer do you have to pay your insurance deductible?

Yes, unless your insurance contract specifies that you would not. When you advise the insurance rep what deductable you want, you are basically saying, "if i get into an accident, this is the amount that I am agreeing to pay as my share of the cost of repairs". keep in mind, you would also need comprehensive insurance on your policy in order for the insurance company to cover the damages to your veh. in the event you hit a deer. Hope this helps!! I have been doing accident claims for 3 years now for a major insurance company.

Can deer eat plums?

Yes. I have watched deer stand on their hind legs to reach plums on tree limbs. Deer love apples and will eat peaches if they can find them.

Does the state of Indiana pay for collisions with deer?

The DNR will issue you a permit to legally possess the deer which will at least allow you to eat it! *Since when do states pay for collision with deer? I thought that was what insurance was for.....

Why would a baby deer need to stand up minutes after birth?

Fawns or baby deer need to stand up right after birth so that they do not fall prey to predators. A baby deer that cannot stand up and walk or run soon after birth is much more likely to fall prey to any number of predators.

Can a deer stand on two legs?

YES! Hehe i was at school when i typed it!

How many deer get hit by cars a year?

Deer are hit by cars with an estimated statistic of 1.5 million times each year from 200,000 around 25 years ago in the US. These events kill millions of deer, thousands of motorists and over a billion dollar insurance cost from insurance companies.

You were on the freeway The car in front of you hit a deer and the deer flew under your car damaging the front and back bumper you have full coverage Will insurance cover the damages in Ohio?

I don't know that specific answer but I do know from personal experience as a tow truck driver in Ohio that if you hit a deer and want to keep the deer meat that unless you get a tag from the dept of fish and game for that deer ( I think its called a waiver tag for misc. use but don't quote me on that) the insurance co. will not pay the claim. For example you hit a deer and you have full coverage, if you claim the deer meat without that tag( which you have the right to do but i would not recommend it) the insurance co. WILL leave you high and dry. Hope this helps.

Is a deer a producer?

A producer makes energy out of light. Can a deer stand in the sunlight and not have to eat grass? No, so it's not a producer. Plants are producers.

Does your insurance go up if you hit a deer?

Depends if you're insurance has maybe a few accident forgiveness credits. Mine has 2 a year.