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It all depends on your insurance coverage. It is also unique to each state. By definition collision coverage would cover anything that comes in contact with your car including, but not limited to: rocks, animals, hail, and many others. However, on your insurance document it may state items excluded- such as earthquake damage, hurricane damage, etc. If I were you I would call up my insurance agent and ask the experts, it rarely hurts to ask. Good luck!

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โˆ™ 2005-03-22 02:19:33
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Q: Where do you stand regarding insurance and liability if you hit a deer?
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Will auto liability cover damage done by a deer?

No. Unless you killed somebody's pet deer, liability insurance is no value. Liability insurance covers the damage you do to somebody else's property or person. Collision insurance covers damage to your vehicle when you strike an object or animal or when your vehicle is damaged by someone unknown, as in a hit-and-run accident.


Will liability insurance cover deer damages for state farm?

Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.


Will liability insurance cover you if you hit a deer?

Deer Collision No. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you cause to someone else's property, not your own. A deer hit would fall under comprehensive coverage, and isn't considered an at-fault loss. In some states, collisions with wildlife are covered by the state. Check with your insurance agent.


What do you do after hitting deer in Washington state car damage?

If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.


Does car insurance cover you if a deer hits you?

Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.


Will allstate liability insurnace cover you if you hit a deer?

Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance.


How can one make a deer stand?

A deer stand is a wooden platform on a tree for the avid deer hunter. HHO4Free offers plans and instructions for building a deer stand. You Tube has a video that will help too.


What is the Hartford Insurance Mascot?

stag deer


What type of insurance will cover damages to your car if you hit a deer while driving through a parking lot?

Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)


Does uninsured motorist insurance pay if you hit a deer?

Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.


Will your insurance company pay for the damages from hitting a deer if you have PLPD?

The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.


Will liability cover if you hit a deer?

If you hit a deer, coverage is found in your auto policy in the "Other than collision" or comprehensive coverage section for damage to your covered auto. Liability is available only for third parties that you injure due to negligence.

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