Where does one look for work as a credit counselor?
Try the Classified Advertisements of your local newspaper ... check online. You have to find the work - it isn't going to come knocking on your door.
To become a credit counselor you should first take a training course offered by the National Foundation for Credit Counselors. Once the training course is complete you can apply for a license with the Credit Counselor association. After that it is a matter of finding a company that hires credit counselors
Some of the larger banks may offer you credit counseling if you have an account with them. If that is not an option for you; you should check out the National Foundation for Credit Counseling. They will be able to provide you with steps to take as well as a listing of reputable credit counselors in your area.
All credit card providers check one's credit history before they accept or decline an application, so one has to look for alternatives instead like credit builder cards or prepaid cards. Credit builder cards are for those people with poor or no credit history at all and are available from providers like Aqua, Vanquis Bank Aquis, Barclaycard and Capital One. Prepaid cards work by pre-loading money on the card and are available from providers like Caxtonfx…
A Debt Counselor is a professional who is trained to assist people with debt management problems. When a person becomes a Debt Counselor they will be hired by individuals who need financial assistance. The Debt Counselor will work with the person who hired them to find out where the problem is at concerning the individual’s financial situation. The Debt Counselor will use different techniques such as budgeting, consolidation, and debt negotiation to help the client…
There are a number of tips that can be used to get rid of credit card debt. One must first list all debts and pay more than the minimum. Make sure that payments are not late and try to negotiate a lower interest rate. If one is in serious financial trouble one might consider consulting a credit counselor.