I don't know about yours. I have a job, and get paid for working. Part of my pay is used to pay off my credit card bill.
I don't know about yours. I have a job, and get paid for working. Part of my pay is used to pay off my credit card bill.
Most credit card statements will show you how long it will take to pay off your credit card debt based on your minimum payment and interest rate. You can avoid debt settlement and debt consolidation with credit card negotiation. My Plastic Wallet specializes in credit card negotiation. No up front charges and their work is backed by a 100% money back guarantee if they can not help you pay off your debt at least 3 times faster. http://www.myplasticwallet.com
They can do whatever they want if you are behind, but it would be weird for them to pursue collections if you are making REGULAR payments. Call the credit card company and make arrangements.
if you ignore your obligation, it will eventually come back to haunt you
A prepaid credit card can be a good option for a small business as it can prevent falling into debt as the money is paid up front. It can come in handy for transactions that require a credit card and for those who have been decline for a credit card due to poor credit.
It is usually better to pay with a credit card online. Credit cards have better consumer protections, the company's fraud department will help you to resolve any situations such as identity theft or lack of delivery of goods or services. Debit cards don't have that, and it is much harder for the bank to help you since the money comes out of your account directly.
When you use a debt counseling service that consolidates your debt for you, you are supposed to make one monthly payment to the credit counseling company instead of paying your credit card companies individually. However, if you come into some extra money and you want to make an extra payment directly to the credit card company, you may need to do some research. Once you sign a contract with your credit counseling company you'll need to abide by the terms of that agreement. Many credit counseling companies want all payments made to your credit cards to go through them. This will mean that you will need to send the extra money to the credit counseling service rather than directly to your credit card company. Another thing to think about is if you do send the funds to the credit counseling service, you might not have any control over which credit card they apply it to. You can tell them where you would like it applied, but that doesn't necessarily mean that's where they have to apply it.
Of course they can! You signed a legal agreement giving them the right to come after you in exchange for loaning you money.
Absolutely ! If you owe money on a credit card - the company is perfectly justified in recovering that money - even if it means taking payments directly from your wages ! Credit cards are designed to be used responsibly - if you've overused the card to the point that you can't afford the repayments, it's YOUR responsibility to come to an agreement with the card company !
Either your credit card ran out of money or you canceled your Builder's Club.
No. That credit obligation does not belong to you, you have simply been authorized to sign for purchases made. Think of the example of a corporate credit card. A company would authorize you to buy things with the card but it is not part of your personal finances. You don't legally have to make payments on it, and if the card defaults they don't come after you for payment. Therefore the account is not your liability.
The Causal Corner credit card was originally contacted through a bank called "Monogram Credit Card Bank of Georgia". This company sold out to GE Money Bank which now holds your Casual Corner account. You must call them to cancel your card. Cancel you Casual Corner credit card by calling GE Money Bank at 1-800-414-4557.