A local realtor can help you find the home you want.
No
This depends on the CC&Rs, Bylaws and other governing documents of the HOA you are trying to get out of. Odds are, you can't get out for any reason other than by the approval of a majority of the homeowners in the association. An easier way to get out of a HOA is to sell your home and buy another home not governed by a HOA.
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You can't own them without a special permit from the government.
Yes. A note on the interest part--your state's law will dictate what interest, if any, you will receive. And you will assume the HOA's liability--if the lien is later declared invalid, you will be responsible for the homeowner's court costs. Make sure that it is a part of the sale of the lien that the HOA will cooperate in any foreclosure proceedings that might occur to collect the lien--without them, the homeowner will likely win.
If you live in a neighboring state, you can buy Title I long guns without even being a resident. As for residency, you can buy a firearm in Colorado the day you get a Colorado drivers license. For military personnel, orders showing that you've been stationed in Colorado for at least 30 days are required if they don't possess a CO license.
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Yes. And you may be able to buy it without a co-signer.
You have the right to evaluate their proposal -- the pros and the cons -- and make your decision. Forcing you into an HOA may require a court order. It would be easier for the community to grand-father your future owners into an HOA, and again, this may require a court order. Once you have copies of your options, you can consult with a common-interest-community-savvy attorney who can better help you understand your particular rights in this particular situation.
Absolutely, yes. Unless you can afford out-of-pocket expenses that will arise in the case of an insured event covered by the HOA's master policy, best practices dictate that you carry your own insurance. When you visit your insurance broker, take a copy of the HOA master policy with you. Buy the insurance that you require to protect your possessions and the parts of the interior that you own that are not insured under the master policy.
If you have cash, yes.If you are looking to get a loan, no.
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