Most all American Banks that are FDIC accept travelers checks.
AmEx Traveler's Ceques may be cashed at most larger hotels, some restaurants, and all international banks, especially branches of AmEx.
Most banks will accept them up to 6 months past the date on the cheque. Governemnt cheques, cashiers cheques, and certified cheques do not staledate, unless the cheque specificly states otherwise.
Usually, yes.
At the banks and Bureau de Change
Banks issue/offer travelers cheques that carry the MasterCard brand.
The period of limitation is 6 months whereas banks now a days generally accept cheques of not more than 3 months old.
Not in all banks and hotels. Some banks like Barclays which have Western Union allows you to cash upto 250$ only.
Banks can accept deposits in their registered branches, ATM Machines and coin deposit machines. Apart from this, they have check/cheque drop boxes in many places where customers can drop off checks/cheques in their name into their accounts
Yes. Cheques can be falsified but it is illegal. Only banks can issue Cheques to their customers. No one else is authorized or rather supposed to print Cheques. If anyone is found/caught printing/using bogus or fake Cheques they can be legally prosecuted and jailed for it.
You use cheques as a a substitute for cash when you don't have enough cash in hand. You can use cheques at banks, shops etc. Cheques are negotiable instruments that can be treated at par with cash.
Most banks offer on-line banking services that will cut a check from your account to a payee. There's also money orders, gift/traveler cheques, Western Union, and hey, good ol'cash.
nk/km