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There are many companies that are accepting credit card payments at the moment. These companies include, but are not limited to, McDonald's, Walmart, Best Buy, and Amazon.

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Q: Which companies are accepting credit card payments at the moment?
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I am not sure if you are asking if you can qualify for a HELOC (Home Equity Line Of Credit) at the moment, or if you are asking if you are forever barred from it. Bythe wording of the question I am assuming that 1 yr ago you were in a Chapter 13 BK and you refinanced to pay off the BK. Now you are wondering if you canget a HELOC. This is a tough one. AT t he moment, the market for second lien mortgages is VERY lousy. Many companies who used to do them have recently quit. This reduces the numebr of people willing to do this kind of loan. Also, those that are doing them have very high credit standards for them. So at the moment it is not very likely to find one. But it may not be impossible. A lot will have to do with the overall details of your situation. For example, if you had a medica issue that put you into a BK and you refinanced out of it to pay it all off, and your credit didn't get too bad before the BK and has been clean since while you have been on the same job for 9 years and you are looiking for a $10,000 HELOC on a $200,000 home that you currently owe only $120,000 on, you may be able to get one - especially if your credit score is above 640. But if you went into foreclosure before your BK and that was only 18 months ago, or if you have short job time, high LTV, or low credit score, any one of these things will likely put the loan out of reach for the moment. Once you are 18 months out of your BK, you should be OK. And many lenders count from the filing date on chapter 13 BKs. Just keep your credit clean and make payments on time till your score comes up and try not to change jobs too much and you should be fine in time.

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