Which companies offer second chance credit cards?
Some companies that offer second chance credit cards are: Capital One, First Progress and USAA. According to the Credit Card Forum online these credit cards are the top 3 recommended.
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
There are many credit card companies which offer no annual fees on their credit cards. Banks do not typically manage the annual fees of credit cards in the UK or elsewhere. For instance, if a person wants an American Express credit card, it is guaranteed through American Express, not the bank. The credit card companies Simmons First and Amazing Rate offer no annual fee credit cards. These credit cards are available in the UK.
There are a wide variety of credit card companies willing to give people with bad credit a chance to prove themselves. Keep in mind, these offers tend to have much higher interest rates (and additional fees) when compared to standard credit cards. But if you pay on-time and build up a good track record, eventually you can upgrade to better offers.