the first creditreport commercial was when they were selling fish to tourist in t shirts
No.
Sumbit a dispute based on inaccurate information and let the credit report agency find them for you.
A triple credit report is a genre of credit reports in which all of your data from the three biggest credit dealership companies are shown in one place. They can be expensive.
AnnualCreditReport is the only page that can legally show you your annual credit report, by authority of the FTC. This report is shown to you for free and belongs to you.
The pirate hat is on a bottle of liquor at the pool side bar. It's only shown a couple of times, and very quickly.
When you send away for your credit report it comes with an explanation for whatever is on there, It will lists all meaning and how to read the report. If there is something you can't understand you can also call the customer service listed, However if you still need help. if you type in your browser , how to read and understand a credit report, many sites will pop up.
You have been mis-informed. A credit Report does not determine your total premium, It is only used as one factor of many to determine your overall risk. Statistics have shown that poor credit does result in a higher rate of claims.
Most storage facilities do not have an account with the CRAs, so in most cases, no. However, the legal right exists to report non-payment to a CRA, so although it usually doesn't happen, it could possibly get shown on your credit report.
Just have to wait. The credit card company usually updates the credit reporting agencies once a month. Call your credit card and ask them if they can tell you what day that is. Then it can take up to a month to show up on the credit report. Knowing what day they report is good, because if you want to buy a new computer but tomorrow is the day they report to the agencies, hold off on the computer 2 days, and you'll at least look good for that month's credit report. If you paid it and it's not showing up even after a month, I'd first call your credit card company (they're easier to get ahold of). If they can't help, you can try to correct it by contacting the 3 agencies: www.experian.com , www.transunion.com ,and www.equifax.com . But usually their dispute process takes a month or two, so you're probably better off just waiting it out.
Mike Erwin
Any legal item that is shown in the public records portion of your credit report is a significant derogatory. That having been said; your credit rating and credit score takes into consideration ALL the factors showing. So it depends on what your definition of "worse" is. I have clients 2-3 years out of bankruptcy with higher credit scores that clients with pages of clean accounts that have recent late payments.
There is no law that compels any creditor to report to the credit bureaus. It is voluntary. If the account is already being reported to the bureaus as a derogatory, with a balance, it would be in your best interests to have the settlement shown. But other than requesting this, or attempting to update your credit yourself, there is no way to compel this.