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When it comes to personal financing, personal loans are better than credit cards. You will find many personal banking solutions in retail banking business. But whatever model you select you will always find personal loan better than credit card loan in terms of total cost of funding. If you have preferred banking services, try getting in touch with your personal banker assigned to you. They would be able to help you for solving your queries.
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Is a credit card a loan?
Yes a credit card is a loan but remember the interest rate on these can be quite high comparing to a personal loan.
Why is it important to comparison shop for a credit card or personal loan?
It is important that you compare the different shops that offer credit card or personal loan so that you can get the best deal that you can afford and suit your needs.
Pay a personal loan off with a credit card?
All you can know about personal loan from this site. http://personal-loan-info.freehostia.com/ It will help you a lot as it helped me.
Will a credit score be better or worse if you take out an unsecured personal loan to pay off credit card debt?
If you get a loan, pay off credit cards and keep the loan payments current until it is paid off. Your CR will be pretty darn good.
Is it better to open a new credit card or get a small personal loan?
a small personal loan, as you have set manageable repayments, cant respsnd once paid off (avoids negative equity) and boosts credit rating when paid off a small personal loan, as you have set manageable repayments, cant respsnd once paid off (avoids negative equity) and boosts credit rating when paid off
Is a credit card a loan?
Yes a credit card is a loan but remember the interest rate on these can be quite high comparing to a personal loan.
When a auto loan personal loan and credit card loan are combined what is it called?
That is called a ACP Loan
Why is it important to comparison shop for a credit card or personal loan?
It is important that you compare the different shops that offer credit card or personal loan so that you can get the best deal that you can afford and suit your needs.
Pay a personal loan off with a credit card?
All you can know about personal loan from this site. http://personal-loan-info.freehostia.com/ It will help you a lot as it helped me.
Will a credit score be better or worse if you take out an unsecured personal loan to pay off credit card debt?
If you get a loan, pay off credit cards and keep the loan payments current until it is paid off. Your CR will be pretty darn good.
You have bad credit and on a pension and have no house can you still get a personal loan or credit card with 6000 limit?
yes
Do you need to have a certain credit store to get a personal loan from your bank?
No, as long as you have some form of credit line and your credit is good, you should have no problem getting a loan. Credit sources can be from any major credit card, store credit card or even paying back your student loans.
Is it better to open a new credit card or get a small personal loan?
a small personal loan, as you have set manageable repayments, cant respsnd once paid off (avoids negative equity) and boosts credit rating when paid off a small personal loan, as you have set manageable repayments, cant respsnd once paid off (avoids negative equity) and boosts credit rating when paid off
Is there a difference between a balance on a credit card or a loan from a financial institution in terms of credit history and credit rating?
AnswerDo you mean does a loan balance impact your personal credit differently than a credit card balance? Your rating and score are both contingent upon your pay history. The loan company is irrelavent.will a deliquent credit card hurt my other creditors or ruin my credit history
Can business credit card debt affect my personal credit card balance?
A business credit card debt can affect someone's personal credit card rating. A credit report for an individual is processed by activity of one's overall credit. This means that having debt for a business credit card can hurt a person's chances of receiving lower interest for a home finance loan.
Can I get a loan to cover my credit card debts with low payments?
You can try getting a personal loan through Citi Finacial to consolidate.
Can you get student loan funding for a non-degree program overseas?
No. You may be able to use a credit card or personal loan for something like this.
