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Then they will repossess the wrecked vehicle, sell it for what they can get, apply that to the loan balance, and you will be responsible for the balance on the loan. They will sue you in court to get it and will win. Now if you continue to make the loan payments, then none of this will happen. Did you not have insurance on this vehicle?
i am assuming the following: your vehicle totaled, you do not have GAP insurance and the value of your vehicle was less than your payoff...unfortunately you will still owe this balance, most lien holders will do what they call a 'transfer of collateral'' meaning they will finance (assuming you are in good standing) if you want. your replacement vehicle and put this balance on top of that note....immediately making you really upside down AGAIN ...pleeeeeeeeeeeeeease get gap insurance on this one, talk to your lien holder about it...gap insurance pays the 'gap' between the value of the vehicle and the note balance..
Yes, If you are trying to get the vehicle back you can file a Chapter 13. but you have a very short window typically 10 Days to get filed to have much success of getting the vehicle back. Or you may need to file if your window has passed to protect yourself from future liability. The lender will sell the vehicle and if there is a deficient balance will pursuse you for collection of the remaining balance.
the law in California requires that your vehicle be
Vehicle leasing usually requires that the individual concerned as a good credit history and is of a minimum age of 18 having lived in the country concerned for normally at least three years.
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Generally requires removing and dismounting the tire, replace TPMS sensor, remount tire, balance tire, re-install tire to vehicle, do the relearn tire position procedure.
So long as the weight rating of the vehicle doesn't exceed 26k, yes, with two exceptions - you would need a Class C (minimum) CDL with hazmat endorsement if the vehicle is transporting a quantity of hazardous materials which requires placards to be displayed, and you would need a Class C (minimum) CDL with passenger endorsement if it is a bus designed to transport more than 15 passengers (including the driver).
There's only three circumstances where you would:The vehicle is carrying a quantity of hazardous materials which requires placards under 49 CFR. This would require a Class C (minimum) CDL with hazmat endorsement.The vehicle is a bus designed to transport more than 15 persons (including the driver). This would require a Class C (minimum) CDL with Passenger endorsement (or the school bus endorsement if it's a school bus)In New York State, a commercial vehicle over 18,000 lbs. Gross Vehicle Weight Rating requires a Class C (minimum) CDL.There is no air brake endorsement - a CDL driver must complete the written air brakes test and conduct their road test in an air brake equipped vehicle, or they will receive a restriction which prohibits them from operating an air brake equipped commercial vehicle.
Depends. If its transporting a quantity of hazardous materials which requires the display of placards or else is a bus designed to transport more than 15 persons (including the driver), then it's a commercial vehicle at any weight which requires the appropriate class of CDL and endorsements (for a vehicle under 26,001 GVWR/GCWR, it's a minimum Class C CDL), and all logging and HOS regulations apply.
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They don't give "minimum" weights for commercial vehicles. Theoretically, you could classify a motorcycle as a commercial vehicle if you were using it to carry property.
the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.